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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77660 reviews)

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4.76

Based on 77,646 reviews, last reviewed 29th Jun 2026

5210800% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Couldn’t be easier! Very easy to apply & set up, decisions made in seconds. Good communication regarding payment dates etc. PayPal staff are also super helpful when I’ve ... Read more Reviewed on: 29th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77660)

A great help when budgeting

My wife and I find it a great help when making a purchase it helps with our budgeting. Reviewed on: 9th June 2026

Manage finances better without sacrificing luxuries

PayPals’s Pay in 3 has been a great way to help manage finances, especially with people’s birthdays etc. I’ve used it for holidays and most recently purchasing concert tickets - it makes the rest of the month easier without missing out on the good things. Reviewed on: 9th June 2026

Simply Loveley

simple, quick, reliable. Simply lovely ! Reviewed on: 9th June 2026

Very easy to use, superb service.

Very easy to use, superb service. Security guaranteed. Reviewed on: 9th June 2026

Gets money on time and the rewards very good

Gets money on time and the rewards very good Reviewed on: 9th June 2026

PayPal: pay in 3

It’s a great convenience to pay the total amount in 3 instalments and that too without any interest. I have used it for higher value purchases as well. Reviewed on: 9th June 2026

Fantastic service

Never had an issue with pay pal & the pay in 3 option is really useful. When I had an issue with a seller pay pals teller in & sorted it out! So all in all a terrific service :) Reviewed on: 9th June 2026

Discovering the Pay-in-3 service was fantastic.

Discovering the Pay-in-3 service was fantastic. It gives the security of using PayPal whilst allowing larger payments to be split and therefore more manageable than one big lump sum. i always use PayPal for significant purchases because of the protection of not having to disclose bank details, as well as the insurance against fraud and similar. Being able to split payments without incurring large additional costs is super helpful, allowing me to still use PayPal instead of more costly credit card or loan options. Reviewed on: 9th June 2026

Easy to use, convenient and helpful

Easy to use, convenient and helpful, easy to see remaining payments, never had any issues Reviewed on: 9th June 2026

I enjoy using paypal.

I enjoy using paypal. The app. Is straightforward and easy to use. It is easy to use for payments online and it offers good deal with paying in 3. Reviewed on: 9th June 2026

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