Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101303 reviews)

View other PayPal products

4.76

Based on 101,304 reviews, last reviewed 8th Sep 2026

13% decrease in 5 star reviews

in the past 90 days

12% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101303)

Pay pal: pay in 3 allows me to purchase items withou...

Pay pal: pay in 3 allows me to purchase items without putting a strain on my finances. Also by paying with PayPal I feel much more secure when ordering online Reviewed on: 8th July 2026

Always a good experience

Always have a really good experiences with PayPal, always felt like my money was safe and secure when using the services. Reviewed on: 8th July 2026

I find PayPal pay in 3 unbelievably helpful.

I find PayPal pay in 3 unbelievably helpful. Interest free payments over 3 months….What’s not to like? It really does make a huge difference when making purchases for my small business, especially when cash flow can sometimes be challenging. Reviewed on: 8th July 2026

Generally good experience.

Generally good experience. Although around 3/4 years ago my account was locked & it took a while to repoen. Reviewed on: 8th July 2026

Quick, efficient, user friendly, helpful

Quick, efficient, user friendly, helpful Reviewed on: 8th July 2026

One of the best

Easy and flexible to use anywhere in the world. Reviewed on: 8th July 2026

Easy peasy

Paypal is excellent to use no hassle with it at all would recommend to my friend and family Reviewed on: 8th July 2026

Help when you need it

So helpful when you need to make a large purchase, but can’t afford to make the full payment. Everything costs so much now and wages are not keeping up with the cost of living. Its good to not have to choose between feeding your kids and getting a freezer when the old one gives up! Reviewed on: 8th July 2026

Rewards scheme

I personally enjoy the rewards scheme, spend using PayPal and get real cash back, win win Reviewed on: 8th July 2026

Good, it works quickly and cleanly.

Good, it works quickly and cleanly. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.39 from 565 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Retail finance
from PayItMonthly 4.81 from 295 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181145 reviews
Payments
from PayPal 4.71 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub