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PayPal: Pay in 3 reviews

4.76
Based on 101,304 reviews, last reviewed 8th Sep 2026
13% decrease in 5 star reviews
in the past 90 days
12% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026
Lorna G's avatar
Lorna G

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101303)

Eases Financial Pressure

5
I have used Paypal: Pay in 3 several times, it's a useful tool for spreading the cost of larger purchases over 3 months to ease financial pressure within the immediate timeframe. Even on smaller purchaces it can be a boon especially on the week before payday, or on a 5 week month. Reviewed on: 8th July 2026

My experience has been seemless, In searching for a...

5
My experience has been seemless, In searching for answers to frequently asked questions, dealing with problems arising from purchases made, most especially dubious sellers on social media. Reviewed on: 8th July 2026

Reliable and easy to use never needed to use custome...

5
Reliable and easy to use never needed to use customer service. Use mainly when I need to money to be moved between accounts securely Reviewed on: 8th July 2026

Everything was clear to use being able to breakdown...

5
Everything was clear to use being able to breakdown bigger payments into 3 smaller payments has been a fantastic help spreading the cost other options for payment plans is also handy to have Reviewed on: 8th July 2026

Very good service fast and great

5
Very good service fast and great Reviewed on: 8th July 2026

PayPal Pay in 3

5
PayPal Pay in 3 gives me opportunity to spread my payments making my money easier to manage without the worry Reviewed on: 8th July 2026

Very good service, ease of payment and credit intere...

5
Very good service, ease of payment and credit interest free Reviewed on: 8th July 2026

Very simple and easy to use and even easier to navig...

5
Very simple and easy to use and even easier to navigate the applications interface, I’ve personally never had any problems using Paypal and use it quite frequently Reviewed on: 8th July 2026

Very easy and starightforward touse and check transa...

5
Very easy and starightforward touse and check transaction. Provides extra layer of safety which is a big advantage Reviewed on: 8th July 2026

Save and secure I have been using Paypal for a king...

5
Save and secure I have been using Paypal for a king tine the fact that it transcends countries it really amazing Reviewed on: 8th July 2026

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