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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101303 reviews)

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4.76

Based on 101,304 reviews, last reviewed 8th Sep 2026

13% decrease in 5 star reviews

in the past 90 days

12% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101303)

Really happy with Paypal

Never have any issues when contacting customer service about problematic payments, have always received fair treatment. Easy to contact and fast resolutions. Reviewed on: 8th July 2026

Always fast and easy payments,not necessarily to che...

Always fast and easy payments,not necessarily to check and follow the website, possible to get credit in different options Reviewed on: 8th July 2026

Safe and secure payments.

Safe and secure payments. Great customer services gives you total peace of mind when making a payment Reviewed on: 8th July 2026

Protection in paypal

More than once paypal has got my refund for me , after problems , used them for years to pay for my goods. Reviewed on: 8th July 2026

Good finance supplier

Good finance supplier ideal for making 3 payments to spread the cost with no interest Reviewed on: 8th July 2026

I've had an excellent experience with PayPal Credit.

I've had an excellent experience with PayPal Credit. The application process was straightforward, and I received a decision quickly. It's been a convenient way to spread the cost of larger purchases while managing my budget. The online account is easy to use, payments are simple to make, and I've found the service reliable and transparent. As long as you keep track of payment dates and understand the terms, it's a very useful financial tool. Overall, PayPal Credit has given me flexibility and peace of mind when shopping online. I would happily recommend it to anyone looking for a convenient and trusted way to finance purchases. Reviewed on: 8th July 2026

Well I started a few PI3 and all going well never mi...

Well I started a few PI3 and all going well never missed a payment - I can afford what kbd offered but the option on my PayPal to PI3 has disappeared Reviewed on: 8th July 2026

Easy to access ...

Easy to access and use the app online all information required is easy to find Reviewed on: 8th July 2026

I trust PayPal, it's the only way I pay online.

I trust PayPal, it's the only way I pay online. I know that if I have a problem, I can rely on customer services to help me sort it out. I don't like giving retailers my bank details so PayPal is the ideal way for me to pay. Reviewed on: 8th July 2026

Always easy and reliable great choice of retailer...

Always easy and reliable great choice of retailers and credit accessibility Reviewed on: 8th July 2026

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