Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77719 reviews)

View other PayPal products

4.76

Based on 77,646 reviews, last reviewed 29th Jun 2026

5210800% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Couldn’t be easier! Very easy to apply & set up, decisions made in seconds. Good communication regarding payment dates etc. PayPal staff are also super helpful when I’ve ... Read more Reviewed on: 29th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (77719)

I have used PayPal for years.

I have used PayPal for years. For convenience and protection with online payments. As well as spreading cost for larger purchases. Very happy with service provided. Will continue to use above all other payment apps. Reviewed on: 9th June 2026

Genuinely Invaluable Service

Being able to pay-in-3 is an invaluable service. It has helped me being on a low income to spread the cost within a reasonable timescale without the feeling of shame or anxiety. It’s a much relied on service and helps in more ways then can be described here. With no interest or fees, PayPal has really considered its customers’ needs. Thank you PayPal. Reviewed on: 9th June 2026

Fast and easy

I was able to use the service for some financial services which was easy and fast. Reviewed on: 9th June 2026

Easy to use, simply explained, works perfectly and e...

Easy to use, simply explained, works perfectly and easy to tie to purchases. Reviewed on: 9th June 2026

Easy to use.

Easy to use. Nice way to split the cost between different pay packages so you don’t need to worry about spending so much in one go. Reviewed on: 9th June 2026

Range of payment methods.

PayPal offers a range of payment methods. With all payment methods I feel secure when using PayPal Reviewed on: 9th June 2026

It was really useful for spreading the cost

It was really useful for spreading the cost Reviewed on: 9th June 2026

The best.

I trust PayPal more so than my bank. I have never had any bad issues with PayPal. Would not use another to securely pay or receive.. Reviewed on: 9th June 2026

Benefits of PayPal Pay in 3.

I have used Pay in 3 a few times now. It is good for use in an enexpected spend due to an emergency. It can also take care of an expensive essential or the occasional luxury spend as a treat. Being able to spread the cost ovrer three payments is excellent and there are no interest charges when kept to your spending schedule. They also act as intermediaries if you have a dispute with the merchant. Reviewed on: 9th June 2026

super safe...

I like paypal I feel my money are super safe Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

nextpay
from Next 4.20 from 13 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy now pay later
from Clearpay 3.77 from 58 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 146271 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub