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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101303 reviews)

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4.76

Based on 101,304 reviews, last reviewed 8th Sep 2026

13% decrease in 5 star reviews

in the past 90 days

12% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101303)

Praise with nuance

Pay in 3 is very useful. However, the conversion from other currencies could be better Reviewed on: 8th July 2026

PayPal customer services very helpful

Have always found PayPal customer services to be very helpful. Reviewed on: 8th July 2026

Pay in 3 is easy and allows a budget to be set.

Pay in 3 allows you to budget for larger purchases. The payment is made directly to the company by PayPal but you only pay 1/3 of the total at first and then on the same day in the following two months you make the next payments. It's a good way to make a larger purchase than you could otherwise afford. Reviewed on: 8th July 2026

Pay in 3 is amazing

Pay in 3 has been a lifesaver at times when I didn't have alot of money and helped with shopping or getting item I needed for the house Reviewed on: 8th July 2026

Aways fast service and secure

Always fast service and secure details Reviewed on: 8th July 2026

A Great Experience Every Time!

I’ve had a really positive experience using PayPal Credit. The approval process has always been quick and straightforward, which makes it easy when I need to make a larger purchase. Managing repayments is simple, and everything is clearly laid out in the PayPal app. On the few occasions I’ve needed help with a purchase, the customer service team has been friendly, professional, and quick to resolve my queries. Overall, it’s been a reliable and convenient way to manage my spending, and I’d happily recommend PayPal Credit to others. Reviewed on: 8th July 2026

Very easy to use and available on most websites.

Very easy to use and available on most websites. Reviewed on: 8th July 2026

It’s easy to make a payment and most important it’s...

It’s easy to make a payment and most important it’s secure your money Reviewed on: 8th July 2026

Happy with all aspects of the service provided

Happy with all aspects of the service provided Reviewed on: 8th July 2026

Easy and reliable with flexibility on payment options.

Easy and reliable with flexibility on payment options. Has always helped me with payment resolutions. I feel safe using PayPal as a payment method. Reviewed on: 8th July 2026

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