Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,304 reviews, last reviewed 8th Sep 2026
13% decrease in 5 star reviews
in the past 90 days
12% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026
Lorna G's avatar
Lorna G

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101304)

Excellent and safe service

5
I have been using Paypal for years and above all love the security element of not having to provide different suppliers with personal financial information. An added bonus is the newly created points system which rewards loyal customers the opportunity to accumulate points for future use. Reviewed on: 8th July 2026

Pay in 3

5
Pay in 3 makes it so much easier to pay for more expensive purchases. Reviewed on: 8th July 2026

Pay pal a versatile tool

5
I use PayPal for making payments and transferring money to family and friends Reviewed on: 8th July 2026

Good for money management

5
This is such a good way to manage paying for purchases you cannot afford in 1 go. Also perfect to use when disputing payments as well. Reviewed on: 8th July 2026

Its been helpful

5
It's helped me out when I've really needed to pay for things and it's offered me freedom and peace of mind. It's easy to use, dependable. Affordable. It's informative and gives you a good idea of when money is going to be taken. Reviewed on: 8th July 2026

Pay in 3

5
I've been using PayPal pay in 3 for years now it's a great way of spreading cost . I've never had a problem with it . More than happy. Reviewed on: 8th July 2026

Easy to use, helpful service.

5
Easy to use, helpful service. Well set up allowing monitoring and proactive financial management Reviewed on: 8th July 2026

Great app

5
I have been using this app for years and I nothing but respect Reviewed on: 8th July 2026

Excellent company

5
Fantastic organisation to deal with. Very customer friendly. Reviewed on: 8th July 2026

Just an easy all round service to use, reliable, eas...

5
Just an easy all round service to use, reliable, easily accepted all over the internet and most of the world. I find it very easy to set up various payment methods and if in doubt I can raise a case and ask Paypal to review cases for me. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181145 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products