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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77921 reviews)

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4.76

Based on 77,890 reviews, last reviewed 30th Jun 2026

5233700% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick seamless payment with options on splitting the... Quick seamless payment with options on splitting the bill always helpful Reviewed on: 30th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77921)

Excellent service always great choices and easy to use

Excellent service always great choices and easy to use Reviewed on: 9th June 2026

Excellent assistance, I had moved house and was stru...

Excellent assistance, I had moved house and was struggling for cash so this really saved me. No issues on set up at all and a flawless overall experience. Reviewed on: 9th June 2026

PayPal can always be relied on

PayPal css as n always be relied on Reviewed on: 9th June 2026

Never ever had any issue.

Never ever had any issue. No problem at all. Reviewed on: 9th June 2026

Gives flexibility and helps with budgeting

Gives flexibility and helps with budgeting Reviewed on: 9th June 2026

I have used this quite a few times and found it easy...

I have used this quite a few times and found it easy and convenient Reviewed on: 9th June 2026

all interactions have been a positive experience

all interactions have been a positive experience Reviewed on: 9th June 2026

Convenient and sensible way to pay

I find this a very convenient and sensible way to pay for bigger purchases, as an alternative to a credit card. I like this payment method as it allows me to spread my spending across three months, does not charge me interest, and all the details are housed in one place in the app and easy to keep track of. Pay in 3 is an excellent innovation and because I trust PayPal and their consumer rights protocols - for example, the protection they offer around refunds for faulty goods - having this option added on is a great way of making further use of a trusted brand. Reviewed on: 9th June 2026

Very good website - easy to navigate- often use 3 ea...

Very good website - easy to navigate- often use 3 easy pays as it helps with my pension - PayPal send reminders of payment dates and update on balance. Reviewed on: 9th June 2026

A very handy financial tool.

I have found PayPal: Pay in 3 a very useful tool with which to spread the cost of a purchase. The instructions are clear, concise and very easy to follow. All in all, it is a handy, useable piece of equipment to assist your finances. I could certainly recommend it to anbody who needs help to budget. Reviewed on: 9th June 2026

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