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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101304 reviews)

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4.76

Based on 101,304 reviews, last reviewed 9th Sep 2026

27% decrease in 5 star reviews

in the past 90 days

21% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

pay pal thoughts great, easy to use and flexible payment terms Reviewed on: 9th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101304)

I love PayPal pay in three!!!

I love that there is no interest added and the bill is split into 3 equal payments. I also love that you can pay the balance off quicker and keep an eye on payment schedules. In addition you can see how much the total amount is available for borrowing and now they have the collection of points when u purchase which is transferred into money is great!! Reviewed on: 8th July 2026

Always professional.

Always professional. The best financial service. Reviewed on: 8th July 2026

Safe transactions and if there is any dispute, custo...

Safe transactions and if there is any dispute, customer service is excellent. By mistake paid money via PayPal to a dodgy merchant. On realising the mistake contacted PayPal and they promptly solved the issue and saved me from losing my money. Reviewed on: 8th July 2026

Simple easy way to spread payments.

Simple easy way to spread payments. Easy to setup and has worked seamlessly every time I've used. Never had any issues and helps me budget for larger items. Like the notifications about upcoming payments and that it is widely available for online purchases Reviewed on: 8th July 2026

Excellent Finance Service!

I have used PayPal now for numerous years and have always felt confident that my purchases are protected. I like that there are now rewards attached to PayPal+ and the availability of PayPal Debit and Credit and the ability to pay for things in three instalments. I feel confident with using the various PayPal products that suit my spending style. I have a disability so I do 99% of my spending online and PayPal affords me the confidence and ability to do this without stress. Reviewed on: 8th July 2026

Fab way to pay

Paypal is great, easy payment options Reviewed on: 8th July 2026

Great availability and services

Great availability. Easy to use and explains well how different services work (i.e. PayPal Credit, PayPal Pay in 3). Reviewed on: 8th July 2026

PayPal pay in three is a lifesaver!

PayPal pay in three is a lifesaver! If I need to buy anything that is a bit more than I have spare I use it and it spreads the cost making my life a lot easier to manage. Bonus that it doesn’t incur any interest too! 100% recommend. Reviewed on: 8th July 2026

Been using PayPal for years, never had a problem.

Been using PayPal for years never had a problem. Easiest way to pay for online purchases as all the checks have already been done. Reviewed on: 8th July 2026

Very good experience I alway use PayPal

Very good experience I alway use PayPal Reviewed on: 8th July 2026

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