Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101304 reviews)

View other PayPal products

4.76

Based on 101,304 reviews, last reviewed 9th Sep 2026

27% decrease in 5 star reviews

in the past 90 days

21% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

pay pal thoughts great, easy to use and flexible payment terms Reviewed on: 9th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101304)

Always been great for me.

Any issues promptly dealt with. Safe way to pay. Reviewed on: 8th July 2026

Good customer service, paypal is reliable

Customer service is very good, easily approachable and solves quickly, if there is any issues in the purchase refund. Reviewed on: 8th July 2026

Great experience since day 1.

Great experience since day 1. It's been years using PayPal Pay in 3 and it really helps me to manage my budget and maximize my shopping experience. The fact that you can use it for anything above £20 it's a game changer! Reviewed on: 8th July 2026

Good experience

Good to use PayPal especially The Emi facility is noteworthy. Reviewed on: 8th July 2026

The best

PayPal has been very helpful when I needed a refund. They have a very good customer services. They're always polite and curtious. They provide one of the best services for the nation. Reviewed on: 8th July 2026

Always had an easy and pleasant experience

Always had an easy and pleasant experience Reviewed on: 8th July 2026

Effective with sorting out issues

I’ve had issues with some payments and PayPal sorted them out quickly and efficiently. Reviewed on: 8th July 2026

I love the PayPal pay in 3, so useful when I have bi...

I love the PayPal pay in 3, so useful when I have bigger purchases! Also the customer service was top notch when I had a scam trader pretending to be a well known merchant. PayPal sorted it straight away and stopped the payment and returned it to my account. Fast, efficient and everything that I need PayPal to and more besides. I have already got my husband using PayPal and also my daughter! What’s not to live??!!! Reviewed on: 8th July 2026

Reliable service, never had a bad experience

Reliable service, never had a bad experience Reviewed on: 8th July 2026

Outstanding solutions designed for effortless transf...

Outstanding solutions designed for effortless transfers! Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

nextpay
from Next 4.20 from 13 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181145 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub