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PayPal: Pay in 3 reviews

4.76
Based on 77,105 reviews, last reviewed 28th Jun 2026
5159100% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
See only 3 star reviews
1%
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0%
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Latest highest rating:

5

Helping Hand to spread the load. the chance to spread out payments without extra interest is valuable to me when cashflow is uncertain. I can make some larger purchases this way that ... Read more Reviewed on: 28th June 2026
edward R's avatar
edward R

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026
Y A's avatar
Y A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77161)

Fabulous

5
Very handy to be able to organise payments in an easy manner Reviewed on: 9th June 2026

The pay in 3 helps me to budget my finances

5
The pay in 3 helps me to budget my finances and allows me to buy essential items that I would not have been able to purchase Reviewed on: 9th June 2026

Easy set and use.

5
Very easy to set up and use. A helpful way to spread payments. Reviewed on: 9th June 2026

So far so good, I have not had any hitches.

5
So far so good, I have not had any hitches. And the pay in 3 is simply brilliant. Reviewed on: 9th June 2026

Perfect for quick online shopping

5
Using a few years and I'm very happy. Payment quickly and easy. Reviewed on: 9th June 2026

I like the pay in 3

5
I like the pay in 3 option and laying through pay pal is a nice safety net Reviewed on: 9th June 2026

Great service allows you to pay confidently overtime

5
Great service allows you to pay confidently overtime Reviewed on: 9th June 2026

Pay in three has been very useful.

5
Pay in three has been very useful. Clear reminders and has made my life and budgeting easier. Reviewed on: 9th June 2026

Fantastic option

5
Superb facility which allows purchases of goods in an affordable cost efficient manner in three easy budget friendly payments Reviewed on: 9th June 2026

One of the most useful things

5
Very useful for those bigger purchases that you don’t want coming out in one lump sum. Couldn’t sing its praises more, used it for camera gear, tech and definitely will be using it more in the future. Reviewed on: 9th June 2026

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