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PayPal: Pay in 3 reviews

4.76
Based on 76,394 reviews, last reviewed 26th Jun 2026
5091300% increase in 5 star reviews
in the past 90 days
9400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was really good and helpful, it helped me put It was really good and helpful, it helped me put Reviewed on: 26th June 2026
Ben S's avatar
Ben S

Latest lowest rating:

1

The whole experience has been terrible! The whole experience has been terrible! I returned an item as advised by paypal because it was not as described but paypal continued take the pay in ... Read more Reviewed on: 26th June 2026
Andrew C's avatar
Andrew C

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (76554)

Safe and comfortable

5
It is very comfortable to use Paypal for payments or shopping safely. Reviewed on: 9th June 2026

I find it extremely helpful as a pensioner to spread...

5
I find it extremely helpful as a pensioner to spread over 3 payments it really does help Reviewed on: 9th June 2026

Easy, clear and simple

5
I use pay in 3 regularly, it’s clear and simple and the automatic payments means I never go in arrears. Any problems I’ve had with sellers/retailers have been quickly resolved and I feel confident having the extra protection that Paypal gives consumers Reviewed on: 9th June 2026

PayPal pay in three makes spreading the cost and no...

5
PayPal pay in three makes spreading the cost and no extra cost great for me Reviewed on: 9th June 2026

Simple and efficient.

5
Simple and efficient. It’s very simple to use and get approved for. I don’t think it could be any easier and you can keep track of what’s left if you have various pay in 3 payments on the go. Reviewed on: 9th June 2026

Mr Aldoma

5
very reliable and fast when it comes customer service Reviewed on: 9th June 2026

Always there when needed

5
Never had any problems, great to be able to pay for larger items over 3 payments, especially handy when unexpected purchases like washing machine is needed! Reviewed on: 9th June 2026

It’s always a straightforward process.

4
It’s always a straightforward process. Reviewed on: 9th June 2026

I feel PayPal is a very safe lender and when you can...

5
I feel PayPal is a very safe lender and when you can pay by PayPal why not Reviewed on: 9th June 2026

PayPal is ACE!

5
Good service, very easy to use. Makes spreading payments very manageable Reviewed on: 9th June 2026

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