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PayPal: Pay in 3 reviews

4.76
Based on 76,394 reviews, last reviewed 26th Jun 2026
5091300% increase in 5 star reviews
in the past 90 days
9400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was really good and helpful, it helped me put It was really good and helpful, it helped me put Reviewed on: 26th June 2026
Ben S's avatar
Ben S

Latest lowest rating:

1

The whole experience has been terrible! The whole experience has been terrible! I returned an item as advised by paypal because it was not as described but paypal continued take the pay in ... Read more Reviewed on: 26th June 2026
Andrew C's avatar
Andrew C

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (76395)

I love and great security if something goes wrong

5
I love and great security if something goes wrong Reviewed on: 9th June 2026

Really helpful to spread the cost across 3 payments...

4
Really helpful to spread the cost across 3 payments at the moment Reviewed on: 9th June 2026

Useful service.

5
I'm happy with the service. It's useful to have the chance to split the cost of purchases over a few months, especially if it's a big one or the end of the month! Reviewed on: 9th June 2026

Pay in 3 works well for me

5
Pay in 3 works well for me - a good service Reviewed on: 9th June 2026

A simple straight forward way to spread the cost

5
A simple straight forward way to spread the cost, it was easy to set up and put in place Reviewed on: 9th June 2026

Simple, Transparent & Affordable.

5
So easy to use! Makes purchasing anything simple & affordable with no nasty surprises. Fantastic service that I use regularly. Reviewed on: 9th June 2026

I have managed to afford things I really need at a t...

5
I have managed to afford things I really need at a time I needed them with pay in 3 Reviewed on: 9th June 2026

Why not pay in 3 with PayPal

5
Using PayPal pay in 3 makes getting purchases easier and more affordable. It means I can get what I need before it runs out. I have often lost out on products because I didn’t have the money there and then. With pay in 3 you don’t get charged any extra fees. Great service. Reviewed on: 9th June 2026

Perfect solution!

5
I find PayPal pay in 3 a handy way of spreading the cost of payments and being interest free is great! It gives me the opportunity to purchase items which may be sometimes out of reach financially Reviewed on: 9th June 2026

Easy to use.

5
Easy to use. Best option to split the cost and make things affordable Reviewed on: 9th June 2026

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