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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101271 reviews)

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4.76

Based on 101,271 reviews, last reviewed 6th Aug 2026

104% increase in 5 star reviews

in the past 90 days

106% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101271)

Pay in 3 is a brilliant service!

I have used 'Pay in 3 quite a bit, it is great, especially when you need something immediately, but pay day isn't for a couple of weeks, it is a brilliant service and I am thankful that I can use it. Reviewed on: 7th July 2026

The PayPal Pay in 3 process was quick, straightforwa...

The PayPal Pay in 3 process was quick, straightforward, and easy to use. The application was simple, I received an instant decision, and managing the payments through the app has been convenient. Everything has been clear and hassle-free, making it a great option for spreading the cost of purchases Reviewed on: 7th July 2026

Very easy todo and understand. Highly recommend

Very easy todo and understand. Would definitely use again. Reviewed on: 7th July 2026

I always use pay in 3.

I always use pay in 3. It means I can afford family holidays or things I otherwise would have to do without. Pay in 3 opens doors and gives me opportunities without the stress. Reviewed on: 7th July 2026

PayPal pay in 3 is a brilliant service!

PayPal pay in 3 is a brilliant service to help spread the cost of items - easy to apply for and if you want to clear it early there are no hidden costs! Reviewed on: 7th July 2026

happy customerPayPal for many many years as I fin...

Happy been using PayPal for many many years as I find it a Safeway to pay and if you have any problems, they will sort it out i.e. from companies you have a disagreement with PayPal will take it up with them and reimburse you for your money back Reviewed on: 7th July 2026

Once emailed and was dealt with.

Once emailed and was dealt with. Reviewed on: 7th July 2026

Always helps me to fulfil my goals making paying sm...

Always helps me to fulfil my goals making paying smoothly Reviewed on: 7th July 2026

Great Service

I have always found PayPal really easy to access and it has always been accurate in my accounting details. It is especially useful if you want or need to pay in instalments, I have always found that they always keep you informed about what money is going out when. This is incredibly useful in the busy lives we lead. Reviewed on: 7th July 2026

Pay in 3 really helped me out

I signed up for a course that cost a significant amount, pay in 3 allowed me to lower the monthly cost and manage it easily, I also used it for a purchase to distribute the cost over time - it helped massively and it’s a great feature of PayPal - works seamlessly and without any hassle whatsoever, just great Reviewed on: 7th July 2026

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