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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101263 reviews)

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4.76

Based on 101,260 reviews, last reviewed 5th Aug 2026

114% increase in 5 star reviews

in the past 90 days

142% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Ok for backup Ok for credit and backup. Very secure and safe for shopping. Reviewed on: 5th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101263)

Been using paypal for more than 15 years and never h...

Been using paypal for more than 15 years and never had any problems. Feel very sfe and secure using it to send and receive money. Reviewed on: 7th July 2026

Helpful!

PayPal pay in 3 has helped me make lager purchases more affordable. And it means I can also budget better too. I’ve been invaluable. Reviewed on: 7th July 2026

Really easy to use and fast approval process.

Really easy to use and fast approval process. A very easy way to pay for large purchases Reviewed on: 7th July 2026

A great service, allowed purchases to be made possible

A great service, allowed a number of purchases to be made possible. Simple and easy process. Would highly recommend. Reviewed on: 7th July 2026

it’s easy and secure hassle free

it’s easy and secure hassle free Reviewed on: 7th July 2026

Easy to set up and everything is well explained so I...

Easy to set up and everything is well explained so I have no worries Reviewed on: 7th July 2026

Control of my finances.

PayPal have provided me with perfect financial management. I can spread the cost over 3 months which gives me perfect financial control. Reviewed on: 7th July 2026

Usually simple and safe.

Usually simple and safe. happy to use it Reviewed on: 7th July 2026

Ive used pay in 3 for some time now and it has been...

Ive used pay in 3 for some time now and it has been really helpful in paying for items that sometimes you dont want or can't afford to pay in full at that precise moment, it makes things more affordable and life a bit easier. Reviewed on: 7th July 2026

My way to buy bigger purchases

Pay in 3 allows me to purchase items without waiting to save up for them. It’s interest free so I don’t pay any extra. I am notified before each instalment to ensure I have funds available and the payment is taken without me needing to do anything! I am then informed of the balance and date of next payment so always feel informed and in control. Reviewed on: 7th July 2026

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