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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101259 reviews)

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4.76

Based on 101,259 reviews, last reviewed 4th Aug 2026

145% increase in 5 star reviews

in the past 90 days

177% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Happy Customer I have used paypal for years and I am always more than happy with the service I receive. It is a fast and easy service to use & I highly recommend it!... Read more Reviewed on: 4th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101259)

I do it to her, it's very good for me my hard work h...

I do it to her, it's very good for me my hard work helps me I am very happy with the PayPal Reviewed on: 7th July 2026

Pay in three is a game changer.

Pay in three is a game changer. It allows me to pay for things over time, and relieves the immediate burden of paying for items, for example, last month my washing machine broke, and I was able to replace it immediately without having to organise money from my savings. Reviewed on: 7th July 2026

I would highly recommend PayPal for financial services.

I would highly recommend PayPal for financial services. Their rewards system for debit card is excellent and I regularly use the FREE pay-in-3 service to spread the cost of high value items. Reviewed on: 7th July 2026

Very easy and straightforward -

Very easy and straightforward - makes life very simple Reviewed on: 7th July 2026

Quick easy trustworthy and reliable PayPal is always...

Quick easy trustworthy and reliable PayPal is always my preferred method of payment Reviewed on: 7th July 2026

Using PayPal helps me shop when I can’t too

Using PayPal helps me shop when I can’t too Reviewed on: 7th July 2026

PayPal Payments Brilliant

Quick and easy to use when making payments Reviewed on: 7th July 2026

Great and trustworthy company

Great company, never had a problem with any transactions, and love the pay-in-3 option Reviewed on: 7th July 2026

Pay in 3 simple payments.

A great way to split the cost of a large purchase. You know exactly how much you are paying and when. It is a great help and keeps things simple. Even if I have all the money now it can make it simple to split it into three separate payments. Reviewed on: 7th July 2026

Superb service and very easy to use

I've used PayPal pay in 3 several times now and it is a superb service, which allows you to spread larger payments out without incuring interest or fees. Having the option to spread out payments has enabled me to make purchases that I would not have made otherwise. You also can earn points towards paypal.plus which is an additional incentive. It is easy to use and paypal keeps you updated on when payments are due. Reviewed on: 7th July 2026

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