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PayPal: Pay in 3 reviews

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4.93
Based on 51,140 reviews, last reviewed 15th May 2026
2714800% increase in 5 star reviews
in the past 90 days
5200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for spreading the cost. Just really easy and great for spreading the cost of expensive items. Reviewed on: 15th May 2026
Ian J's avatar
Ian J

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026
Muhammad A's avatar
Muhammad A
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (51140)

Pay in 3 is so beneficial to us.

5
Pay in 3 is so beneficial to us. Sometimes we can't afford to buy something outright, like a bed for instance and pay in 3 allows us to do that. Its also not over a long period so I dont have to worry if something happens financially. Also I dont have to worry about remembering to pay because it comes out automatically. Reviewed on: 17th April 2026
Sjnico's avatar
Sjnico

Fantastic.

4
Fantastic. When a problem appears they are great at resolving Reviewed on: 17th April 2026
Kate R's avatar
Kate R

Pay in 3 is handy for occasional purchases and seems...

4
Pay in 3 is handy for occasional purchases and seems to offer longer periods than most other everyday lending sites. However, the fact mortgage lenders view these services as negatively and PayPal fail to report positive behaviour to credit reference agencies means it’s a service for those who need it but not necessarily good for your credit health even if it doesn’t come with a credit check. Reviewed on: 17th April 2026
Alexander Louis's avatar
Alexander Louis

Love using PayPal.

5
Love using PayPal. Now with debit card is even easier. Reviewed on: 17th April 2026
Agnieszka C's avatar
Agnieszka C

I've been using PayPal for many years now, so conven...

5
I've been using PayPal for many years now, so convenient, especially pay in 3. Would recommend to all. Reviewed on: 17th April 2026
Thorna M's avatar
Thorna M

Always a straight forward process.

5
Always a straight forward process. My money is always safe. Reviewed on: 17th April 2026
Paul M's avatar
Paul M

PayPal review

5
Pay pal protects me and customer service is excellent Reviewed on: 17th April 2026
Louise F 's avatar
Louise F

I've been with paypal a few years now.

5
I've been with paypal a few years now. Absolutely love it. If I have any issues they get bk to me straight away. And they help me throughout to resolve my issuse. Fantastic team. Thank you paypal Reviewed on: 17th April 2026
Eileen H's avatar
Eileen H

Brilliant awesome amazing the best

5
Brilliant awesome amazing the best Reviewed on: 17th April 2026
Joe P's avatar
Joe P

Trusted payments

5
I've always found PayPal an excellent and trustworthy way to pay for goods and services, especially online. Reviewed on: 17th April 2026
Tony R's avatar
Tony R

Review PayPal: Pay in 3 now

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