Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 50,747 reviews, last reviewed 14th May 2026
2677600% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant especially being able to spread payments br Brilliant especially being able to spread payments br Reviewed on: 14th May 2026
Anne's avatar
Anne

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (50747)

PayPal is very easy to use and helps me on a daily b...

5
PayPal is very easy to use and helps me on a daily basis to manage spending Reviewed on: 13th April 2026

Never had any issues.

4
Never had any issues. Only really used pay in 3 but very convenient Reviewed on: 13th April 2026

Safer transactions

5
The built in protections in using PayPal are a major reason why I like and use PayPal - buying and selling online with PayPal gives an extra level of safety. Reviewed on: 13th April 2026

Safer transaction

5
They blocked one fraudulent number that I was going to send payment to Reviewed on: 13th April 2026

It's makes my payment flexible and easy to access.

4
It's makes my payment flexible and easy to access. Reviewed on: 13th April 2026

It’s easy to do and very simple.

5
It’s easy to do and very simple. Thank you Reviewed on: 13th April 2026

Lots of cleat info, feel safe using PayPal, lots of...

5
Lots of cleat info, feel safe using PayPal, lots of options Reviewed on: 13th April 2026

My experience has been good except on one occasion w...

5
My experience has been good except on one occasion when I felt that my complaint was not handled properly. Reviewed on: 13th April 2026

Great pay in 3.

5
Multiple times done pay in 3 they keep you fully informed. No issues once lost debit card easy to swap cards over. Reviewed on: 12th April 2026

Good financial friend

5
I use PayPal all the time, they helped me out when I wasn't in a good financial situation and that's valuable to me. Reviewed on: 12th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3715 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 106972 reviews
    PayPal
    View all products