Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101224 reviews)

View other PayPal products

4.76

Based on 101,218 reviews, last reviewed 26th Jul 2026

251% increase in 5 star reviews

in the past 90 days

293% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Ease of use, secure and peace of mind. Ease of use, secure and peace of mind. Reviewed on: 26th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101224)

I have always found PayPal pay in 3 very helpful...

I have always found PayPal pay in 3 very helpful Reviewed on: 7th July 2026

Great to spread the payment at 0% interest

Really helpful having 0% interest on big bills especially around Christmas, spreading the cost (when I get paid weekly) was a huge help Reviewed on: 7th July 2026

My preferred method of payment for online purchases.

I have been using PayPal for a numbernof years now both for Ebay purchases and for as many items i buy online when Paypal is available. It is my preferred payment method. I dont like having to give out my bank card details online and using PayPal I dont have to. Reviewed on: 7th July 2026

Pay pal pay in 3 is excellent so easy to do and safe...

Pay pal pay in 3 is excellent so easy to do and safe and secure Reviewed on: 7th July 2026

Easy to use interface, intuitive and easy to underst...

Easy to use interface, intuitive and easy to understand how to access the different array and selections and types of features used by Paypal and offered to us as a long term customer. Very easy to access the information I need to use. Transparency is great and I can understand how I spend and what is owed. The pay in three system is the best of its kind I’ve found. Reviewed on: 7th July 2026

I’ve been using PayPal for a while now to make secur...

I’ve been using PayPal for a while now to make secure payments never had problems getting them to sort out getting refunds back from consumers who have taken the payments but not sent the goods Reviewed on: 7th July 2026

Simply the best, thank you PayPal!

Always have had perfect service and very good responses from PayPal. I have not had that with either Klarna or PaySafeCard, the latter in particuar have such poor customer service, there is no better or safer way than to pay, PayPal way ahead! Thank you PayPal you are the best and some! Reviewed on: 7th July 2026

Straight forward, affordable and reliable

Straight forward, affordable and reliable Reviewed on: 7th July 2026

PayPal offers a convenient and easy way to finance y...

PayPal offers a convenient and easy way to finance your purchases. Customer Service is always very helpful so any problems with an order, they have your back. Always a pleasure paying with PayPal, simple and straightforward if you use the app. Reviewed on: 7th July 2026

Always great!

Always great! Using pay in 3 is awesome! When used customer service, it was a smooth process. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Butter 4.08 from 2 reviews
Klarna card
from Klarna 4.01 from 4 reviews
nextpay
from Next 4.20 from 13 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181053 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub