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PayPal: Pay in 3 reviews

4.76
Based on 101,224 reviews, last reviewed 26th Jul 2026
244% increase in 5 star reviews
in the past 90 days
293% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem, more than 10 years and going... Never had a problem, more than 10 years and going Reviewed on: 26th July 2026
Bartlomiej's avatar
Bartlomiej

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101226)

Great service.

5
An easy and efficient way to manage larger payments, with great communication and tracking progress bar to see how much has been payed and how much is left. It also has an option to pay sooner if wanted. Reviewed on: 7th July 2026

It’s PayPal, you pay for stuff with it.

4
It’s PayPal, you pay for stuff with it. It does the job well. I buy stuff with it, I think they even do credit Reviewed on: 7th July 2026

PayPal - Excellent

5
I have found that every time I use PayPal I have no worries about payment, or getting in a muddle and find it so good I certainly recommend PayPal and give it the highest rating. Reviewed on: 7th July 2026

Ease of Use

4
I have used Paypal for many years, i find it easy, convenient and safe for purchasers made online and collecting money for group presents. The 2 step authenticator gives me peace of mind, i have however in the past had a couple of issues with someone hacking my account via Airbnb, no money was lost and the problem was handled efficiently. Reviewed on: 7th July 2026

There when I need them.

5
I've used PayPal a number of times to spread the cost of larger purchases. 3 interest free payments is a huge help to me at times. They pretty much saved my Christmas when another lender who offers pay in 3 let me down with days to go. Reviewed on: 7th July 2026

Pay in 3 is a great way to pay.

5
Pay in 3 is an excellent way to buy what you need and pay in 3 payments. If you need items urgently you can be spared expenses of paying in full. Reviewed on: 7th July 2026

Reliable & quick to use.

5
Reliable & quick to use. Sends good notice for repayments and dates Reviewed on: 7th July 2026

Site easy to use, quick, prompt emails

5
Site easy to use, quick, prompt emails Reviewed on: 7th July 2026

Straight forward no nonesence service provider.

5
Straight forward no nonesence service provider. Reviewed on: 7th July 2026

PayPal 3.

5
Very easy to use and interest free for 3 months. Reviewed on: 7th July 2026

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