Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 49,088 reviews, last reviewed 11th May 2026
2521700% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal makes payments easier! PayPal makes payments easier! The pay in 3 system is a great way to spread the cost so you don't get slapped with a massive bill all at once, and don'... Read more Reviewed on: 11th May 2026
Richard Skelton's avatar
Richard Skelton

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (49088)

Interest rate is too high, need to be more flexible...

5
Interest rate is too high, need to be more flexible for different types of customers, the customers use PayPal a lot with great reputation should deserve a better rate Reviewed on: 7th April 2026

Pay pal is a really good and convenient way to manag...

5
Pay pal is a really good and convenient way to manage your on line purchases. Reviewed on: 7th April 2026

PayPal is fast and convenient, reliable and safe

5
PayPal is fast and convenient, reliable and safe Reviewed on: 7th April 2026

I make a purchase but I have a team behind me.

5
I always feel piece of mind when using PayPal because I know I have a team behind me to protect any purchase i make and help me if things go wrong a team that is easy to contact and very helpful Reviewed on: 7th April 2026

One of the best money services I use

5
I've used PayPal many times and it is so useful. Even in restaurants order to my table and I don't need to use my bank debit card! Reviewed on: 7th April 2026

Easy and affordable PayPal service

5
PayPal services has always been n and easy and smooth service that I can rely on. The pay in 3 service is very easy and affordable. It provides the flexibility of stress free abd affordable payments monthly Reviewed on: 7th April 2026

Easy to use app.

5
Easy to use app. Very secure and easy to raise problems with them Reviewed on: 7th April 2026

Hassle free and easy to set up and pay off

5
Hassle free and easy to set up and pay off Reviewed on: 7th April 2026

No problem at all with pay in three

5
No problem at all with pay in three Reviewed on: 7th April 2026

So easy to use.

5
So easy to use. Sometimes very useful Reviewed on: 7th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review