Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 49,097 reviews, last reviewed 11th May 2026
2522600% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I used a lot of apps but this is by far one of ten b... I used a lot of apps but this is by far one of ten best secure apps to use Reviewed on: 11th May 2026
Aden Hassan's avatar
Aden Hassan

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (49097)

Always good deals for purchase.

5
Always good deals for purchase. Pay in tree instalment or buy now pay later with 4 months interest free is very helpful. Thanks Reviewed on: 7th April 2026

It is so easy and simple.

5
It is so easy and simple. I wholeheartedly recommend PayPal for everyone I’m in my 70,s and I find easy to use. Reviewed on: 7th April 2026

Pay in 3

5
Makes purchasing expensive items so much easier Reviewed on: 7th April 2026

It's easy, convenient and quick to use

5
It's easy, convenient and quick to use on most items. PayPal offers a selection of easy payments for the most expensive items where spreading the cost is better for me. Reviewed on: 7th April 2026

Brilliant!

5
Brilliant! Just when you can’t afford the full price all at once Pay in 3 comes to the rescue Reviewed on: 7th April 2026

Safest & fastest way to pay online

5
I always opt to pay via PayPal with all online transactions it’s available to. It’s the safest way to pay online, fast & convenient. Reviewed on: 7th April 2026

Good experience

4
I have no problem in using PayPal and so it has been a good experience. Reviewed on: 7th April 2026

An alternative to credit cards

5
Pay in 3 is an easy way of spreading small and medium size personal and household expenses over several months without braking the budget! It saves you on hefty interests and fees if you use a credit card to spread out repayments. Reviewed on: 7th April 2026

Reliable

5
I have been with paypal almost 10 years and never had problems with them. Their customer services is so good . The staff are very friendly and patient. And reliable. Reviewed on: 7th April 2026

One of the best financial institution on the web.

5
One of the best financial institution on the web. In my opinion no other company comes even close to Paypal. Their way of handling money, their services for customers, their security & the customer service is out of this world. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3710 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 81 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 103903 reviews
    PayPal
    View all products