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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 49,120 reviews, last reviewed 11th May 2026
2524800% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using pay in 3 for months and it makes bud... I've been using pay in 3 for months and it makes budgeting so much easier and simple things so much more affordable. It has been especially helpful wh... Read more Reviewed on: 11th May 2026
katie wyeth's avatar
katie wyeth

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (49120)

Not much to say, it's just what I needed

5
Not much to say, it's just what I needed Reviewed on: 7th April 2026
Patricia A's avatar
Patricia A

PayPal - Pay in 3 is super easy.

5
PayPal Pay in 3 is a super easy way to split your shopping into three payments without paying any interest or late fees. Approval is quick, it works pretty much anywhere that accepts PayPal, and you still get their Buyer Protection, which is a nice safety net. Reviewed on: 7th April 2026
Dan P's avatar
Dan P

Five star

5
PayPal is a convenient and widely accepted online payment platform that makes sending and receiving money quick and easy. It offers strong buyer protection, but fees can be high and customer support is sometimes inconsistent. Overall, it’s reliable for everyday transactions, especially for online shopping and international payments. Reviewed on: 7th April 2026
Kristine's avatar
Kristine

Very easy to use, allows you to control your purchases

5
Very easy to use, allows you to control your purchases Reviewed on: 7th April 2026
Steve W's avatar
Steve W

I love the pay in 3 spreading the cost over 3 months...

5
I love the pay in 3 spreading the cost over 3 months ,which means you can treat yourself more often Reviewed on: 7th April 2026
Lynda S's avatar
Lynda S

Very convenient service and the app is quite easy to...

5
Very convenient service and the app is quite easy to navigate Reviewed on: 7th April 2026
Steven Cooper 's avatar
Steven Cooper

Easy to use, secure, PayPal credit is very useful wi...

5
Easy to use, secure, PayPal credit is very useful with the 4 months interest free on purchases over £100, and no repetitive process to use, excellent service. Reviewed on: 7th April 2026
Pogle's avatar
Pogle

I’ve had a great experience with PayPal overall.

5
I’ve had a great experience with PayPal overall. The platform is really convenient for making secure payments. The interface is easy to navigate, and I appreciate how quickly transactions are processed. Whenever I’ve used PayPal, it’s been a smooth, secure solution, and I trust it for my online payments. Reviewed on: 7th April 2026
Haile 's avatar
Haile

Flexibility

5
I like the ease to use at the check-out, also the pay in 3 options are great as it gives the flexibility to divide the cost over the 3 months and I can keep a track of this in my account. Reviewed on: 7th April 2026
Philip S's avatar
Philip S

I find this service very useful

5
I find this service very useful as it means I can buy better quality items which are better value in the long run because the payments are more affordable. I do try to have only one pay in 3 active at one time because I don't want to bite off more than I can chew. Reviewed on: 7th April 2026
cgbees's avatar
cgbees

Review PayPal: Pay in 3 now

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