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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101226 reviews)

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4.76

Based on 101,224 reviews, last reviewed 26th Jul 2026

244% increase in 5 star reviews

in the past 90 days

293% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Never had a problem, more than 10 years and going... Never had a problem, more than 10 years and going Reviewed on: 26th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101226)

Very easy process and great communication throughout...

Very easy process and great communication throughout telling me when my payments were being taken. I would definitely use the service again and recommend to anyone that asked. I don’t own a credit card so this is a great way of paying things off over three months. Reviewed on: 7th July 2026

Mostly good

Mostly good experience except with a couple of refunds. Need to simplify personal detail changes (name, email) as this is frustratingly difficult.. Would like more split payment options. Reviewed on: 7th July 2026

Pay in 3 is easy to use, and they sorted an issue wi...

Pay in 3 is easy to use, and they sorted an issue with a company very quickly. Easy to pay friends if they are also in PayPal Reviewed on: 7th July 2026

Trustworthy

I've used PayPal for a while & trust them & feel dafe with my transactions. Highly recommend them. Reviewed on: 7th July 2026

I have used PayPal many many times.

I have used PayPal many many times. I trust their system. Pay in 3 is very useful if you are spending quite a lot of money, it does help know that the payments can be spread over three months. When buying an item on line I try to choose a company that has Pay Pal as a way of payment . Reviewed on: 7th July 2026

Pay in 3 is great for spreading the cost

Pay in 3 is quick, easy and an efficient way to spread the cost of a purchase. Reviewed on: 7th July 2026

Really helpful

Has helped me manage to make a good few purchases where the ability to spread the cost was really helpful. In the days of AI and chatbots the abillity to speak to a human when I needed advice due to an error I made, makes all the difference with genuinely helpful staff. Reviewed on: 7th July 2026

Smooth and reliable experience

Using PayPal to purchase goods has been a smooth and reliable experience. The checkout process is quick, and I appreciate not having to enter my card details every time I shop online. Transactions are processed securely, and the buyer protection gives me added confidence when purchasing from new or unfamiliar sellers. It's also easy to track payments and manage purchases through the app or website. Overall, PayPal is a convenient, secure, and trustworthy payment method that makes online shopping simpler and more reassuring. Reviewed on: 7th July 2026

We had a encounter with a middle eastern airline com...

We had a encounter with a middle eastern airline company about reserved seat and claiming our money back we emailed the airline company many times with no response so at our wit's end we turned to PayPal and within a couple of weeks we got a full refund Reviewed on: 7th July 2026

Always use them!

Always use them! Better than other pay in 3 providers Reviewed on: 7th July 2026

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