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PayPal: Pay in 3 reviews

4.76
Based on 101,224 reviews, last reviewed 26th Jul 2026
244% increase in 5 star reviews
in the past 90 days
293% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem, more than 10 years and going... Never had a problem, more than 10 years and going Reviewed on: 26th July 2026
Bartlomiej's avatar
Bartlomiej

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101226)

Paypal is excellent.

5
Paypal is excellent. The pay in three option has really helped with spreading costs Reviewed on: 7th July 2026

I’m pleased with the service.

5
I’m pleased with the service. I had a complaint once with Xoom and it was resolved satisfactorily. Reviewed on: 7th July 2026

Never have a problem and pay in 3 is awesome

5
Never have a problem and pay in 3 is an awesome addition when people are a little low on money or don't want to pay out on big buys at once. Reviewed on: 7th July 2026

PayPal is excellent to use for simple to operate.

5
PayPal is excellent to use for simple to operate. Transactions are easy to read Reviewed on: 7th July 2026

Pay in 3 review

4
Pay in three has helped me to break down large purchases into instalments easier for me to pay. Despite this, there have been a few times when i have gone to use Pay in 3 and it was rejected without providing a reason and preventing me from using it again for several months. Reviewed on: 7th July 2026

Happy Customer .

5
Very easy to use. Any issues they have always refunded Reviewed on: 7th July 2026

Love the pay in 3: so easy and helps with managing f...

5
Love the pay in 3: so easy and helps with managing finances! Reviewed on: 7th July 2026

An Excellent Way To Finance A Purchase

5
I use pay in three quite often. I find it an excellent way to finance a purchase over a period of time. I just hope they can get an opportunity, to roll it out to a few more retailers, maybe even supermarkets. Reviewed on: 7th July 2026

PayPal has always been efficient

5
PayPal has always been efficient with receiving payments and getting notifications about payment plans. Reviewed on: 7th July 2026

There’s a great way to help spread the cost and help...

5
There’s a great way to help spread the cost and helps me afford several things at the same time Reviewed on: 7th July 2026

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