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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101221 reviews)

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4.76

Based on 101,218 reviews, last reviewed 26th Jul 2026

251% increase in 5 star reviews

in the past 90 days

293% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Ease of use, secure and peace of mind. Ease of use, secure and peace of mind. Reviewed on: 26th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101221)

My experience with PayPal has always been fantastic.

My experience with PayPal has always been fantastic. It let you pay over 3 payments which is fantastic. If you have had and problems with a seller they always sort it out for you. PayPal give you cover on all your items. Brilliant. Reviewed on: 7th July 2026

Every transaction has been 100% great.

Every transaction has been 100% great. I love the pay in 3 option which helps with my budgeting. Any problems arising from either payment or retailer has been dealt with promptly and efficiently. Reviewed on: 7th July 2026

It’s very easy and safei have bought a few things fr...

It’s very easy and safei have bought a few things from various sites and where I see PayPal payment I feel Reviewed on: 7th July 2026

PayPal pay in 3

I find PayPal pay in 3 an excellent option for spreading out payments, the process is also quick, easy and straight forward. It’s also nice to see that credit checks are undertaken prior to the finance being agreed to. Having the option to use different accounts and cards to set up the credit agreement already available on the PayPal account makes the process much quicker and easier rather than having to manually input card or account details. Reviewed on: 7th July 2026

gives me confidence

Using PayPal to buy things from new sellers gives me confidence as I don’t have to give my details to them Reviewed on: 7th July 2026

The pay in 3 choice is great for helping g spread th...

The pay in 3 choice is great for helping g spread the costs of purchases and is so easy to choose Reviewed on: 7th July 2026

Top-tier reliability for years

I’ve been using PayPal for well over a decade now, and they have genuinely never let me down. Their "Pay in 3" feature is an absolute lifesaver—spot on every single time, straightforward, and completely hassle-free. It’s brilliant to have a service you can completely rely on year after year. Highly recommended! Reviewed on: 7th July 2026

Always convenient and easy to use

Always convenient and easy to use Reviewed on: 7th July 2026

Quick and efficient service.

Quick and efficient service. App very easy to navigate. Reviewed on: 7th July 2026

Great for making things affordable with the Pay in 3

Great for making things affordable with the Pay in 3 Reviewed on: 7th July 2026

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