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PayPal: Pay in 3 reviews

4.76
Based on 101,215 reviews, last reviewed 25th Jul 2026
255% increase in 5 star reviews
in the past 90 days
290% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I’ve been using PayPal for 25 years I’ve been using PayPal for 25 years Reviewed on: 25th July 2026
Broggy's avatar
Broggy

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101217)

I’ve had a great experience using PayPal Pay in 3.

5
I’ve had a great experience using PayPal Pay in 3. It makes managing larger purchases much easier by allowing me to spread the cost over three interest-free payments. The application process is quick, payments are clearly displayed in the app, and I receive helpful reminders before each instalment is due. I also like the added security and Buyer Protection that comes with PayPal. It’s a convenient, flexible, and reliable way to budget for purchases without paying extra fees. I would definitely recommend PayPal Pay in 3 to anyone looking for a simple and stress-free payment option. Reviewed on: 7th July 2026

Prompt reminders

5
Prompt reminders on payment. Easy to apy credit pay secure payment Reviewed on: 7th July 2026

Excellent

5
Always easy to use and encourages me to make purchases. Transactions are quick and I’m able to easily check my account balance and payments. Reviewed on: 7th July 2026

Good to use it

5
Been using PayPal service for years handy service for payments and transfers. Reviewed on: 7th July 2026

I have been using PayPal for around 10 years

5
I have been using PayPal for around 10 years and I must say it is the most secure paying app ever! I always know PayPal has my back whenever I make an online purchase! It has so many great functions and super easy to use! Reviewed on: 7th July 2026

Excellent service

5
Do easy ro use and excellent service Reviewed on: 7th July 2026

Easy to set up excellent service

5
Easy to set up excellent service Reviewed on: 7th July 2026

I love paypal!

5
The big thing is, 1. I trust PayPal. I hate giving my card details to anyone after a family member was scammed.Then no.2 is when I am considering a vital purchase, PayPal will always allow me to buy over three months so I am able to budget better for this and no 3 I never have to call them because everything is straightforward. And the app is always so easy to navigate. I can see what I owe on my pay three . I prefer using PayPal for all my considerec puchases! Reviewed on: 7th July 2026

Excellent service.

5
Excellent service. Such an easy process. Pay in three such a good payment method. Reviewed on: 7th July 2026

All very good service and many online shops accept P...

5
All very good service and many online shops accept PayPal. The payments are taken quickly and securely Reviewed on: 7th July 2026

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