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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101209 reviews)

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4.76

Based on 101,203 reviews, last reviewed 24th Jul 2026

275% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always had a premium service. Always had a premium service. Never been let down by PayPal. Managed to buy items that I would have had to wait for thanks to pay in 3. Reviewed on: 24th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101209)

Life saver!

I use PayPal pay in 3 all the time, it helps me manage my monthly money whilst still being able to afford the things I want . Honestly I don't know where I'd be without it! It's a life saver! Reviewed on: 7th July 2026

Lifesaver

I try not to use it too much but it has really helped me in times of need. When I come to buying new equipment such as lenses and cameras without going bankrupt Reviewed on: 7th July 2026

if your on a budget pay in 3 helps you buy more expe...

if your on a budget pay in 3 helps you buy more expensive items Reviewed on: 7th July 2026

Easy to do, full control of payments.

Easy to do, full control of payments. Reviewed on: 7th July 2026

Budgeting.

I've been using Pay in 3 for some time and it helps me to budget. I don't see any drawbacks in using this. Reviewed on: 7th July 2026

A Great Service for Spreading the Cost

I have been using PayPal PayPal in 3 for some time. I think it is a great service which gives me the option of spreading the cost of purchases. It is interest free. I can check payments I have made & outstanding balances at any time. I receive email reminders that an installment is due which I find very helpful. Pay in 3 is easy to set up at the checking out stage when making a purchase. It is a safe & secure way to pay. Reviewed on: 7th July 2026

Never had a problem with pay pal always be efficient...

Never had a problem with pay pal always be efficient, prompt and as far as I can tell value for money Reviewed on: 7th July 2026

So convenient to use and reminders before payments a...

So convenient to use and reminders before payments a great help Reviewed on: 7th July 2026

Easy to use

Easy to use and paypal notify when payment is due Reviewed on: 7th July 2026

Always found PayPal to be quick and easy to use.

Always found PayPal to be quick and easy to use. The pay in three is excellent. Reviewed on: 7th July 2026

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