Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101206 reviews)

View other PayPal products

4.76

Based on 101,203 reviews, last reviewed 24th Jul 2026

275% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always had a premium service. Always had a premium service. Never been let down by PayPal. Managed to buy items that I would have had to wait for thanks to pay in 3. Reviewed on: 24th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101207)

Great service

Any issues, PayPal sorts it. Buyer protection is excellent. Reviewed on: 7th July 2026

Pay in 3 helps with the purchase within budget of it...

Pay in 3 helps with the purchase within budget of items or services. Reviewed on: 7th July 2026

Always helpful if needed.

Always helpful if needed. Paying is so easy. No fees for personal transactions. Paying in three majes increase for large amounts too. Fast and efficient as well. Isn't daunting PayPal. Reviewed on: 7th July 2026

Very easy to use and really convenient way to shop o...

Very easy to use and really convenient way to shop online Reviewed on: 7th July 2026

Best Service , highly recommended

I am from many years with PayPal and option pay in 3 helped me many times with holiday payments- that’s easy and smooth transaction . Reviewed on: 7th July 2026

Useful tool

I have used paypal pay in 3 lots of times and only experienced one time when I had to query something. Reviewed on: 7th July 2026

I love the fact I can buy something a little more pr...

I love the fact I can buy something a little more pricey but spread it across 3 months without using a credit card and I feel safe using it Reviewed on: 7th July 2026

Shopping with paypal is the way forward!!

I love the fact the when you spend with paypal, you are also being rewarded with points, which then turns into cash that can be spent anywhere. Also having the option to split the cost over time on purchases can be really helpful at times. Reviewed on: 7th July 2026

Always helpful fast and excellent service

Always helpful fast and excellent service Reviewed on: 7th July 2026

Well worth it in this day.Easy to set up...

Well worth it in this day easy to set up and use Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Payl8r 4.82 from 4218 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews
Retail finance
from PayItMonthly 4.81 from 294 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181034 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub