Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 48,311 reviews, last reviewed 9th May 2026
2449600% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick, safe, and reliable. Quick, safe, and reliable. I trust PayPal over any other form of online payment. Reviewed on: 9th May 2026
Paul H's avatar
Paul H

Latest lowest rating:

1

dispute against me not sure weather AI judged my claim or a mooron Reviewed on: 8th May 2026
roy f's avatar
roy f
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (48311)

I always use PayPal pay in 3 for shopping.

5
I always use PayPal pay in 3 for shopping that exceeds £30 or more which is a really good option, and I get reminders by email when payments are due. Reviewed on: 7th April 2026
Mango's avatar
Mango

Quick and easy process.

5
Quick and easy process. Very good value compared to other offerings out there. I've used Pay in 3 a number of times now and I'm sure we'll carry on using it many times in the future. It's also good to use a trusted name like PayPal. Reviewed on: 7th April 2026
Tony Ioannides's avatar
Tony Ioannides

Convenient and Flexible Payments with Pay in 3

5
I’ve been using PayPal’s Pay in 3 option for a while now, and overall it’s been really convenient. The biggest advantage is being able to spread the cost of purchases into three interest-free payments. It makes managing larger expenses much easier without the stress of paying everything upfront. The setup is quick, and payments are automatically scheduled, which helps avoid missing deadlines. Reviewed on: 7th April 2026
khim's avatar
khim

I've used the pay in 3 function a few times and thin...

5
I've used the pay in 3 function a few times and think it's brilliant. It allows you to do bigger purchases (like flight tickets), without having to give away a big chunk of money at once. It allows for planning for 3 months and makes things feel a lot more affordable Reviewed on: 7th April 2026
MC's avatar
MC

Pay in 3 installments is an amazing feature

5
Have the option to chose pay in three helps to make purchases less difficult as three payments fit better in budget, especially when there's a good deal out there but away from payment dates. It's also easy to manage the payment. Reviewed on: 7th April 2026
JRA's avatar
JRA

Easy to use and efficient

5
I always find PayPal easy to use and always fast in sending payments and receiving payments Reviewed on: 7th April 2026
Nyss's avatar
Nyss

Great service, lots of payment options at zero inter...

5
Great service, lots of payment options at zero interest and easy payment taken by direct debit, earning cashback too Reviewed on: 7th April 2026
Marie L's avatar
Marie L

Quick and Easy

5
I have always had a good experience with PayPal Pay in 3. Everything has worked as it should and been hassle free. Reviewed on: 7th April 2026
Damien M's avatar
Damien M

Paypal review

5
Great service and features. Ability to split payments in 3 Reviewed on: 7th April 2026
Marc E's avatar
Marc E

Never had a problem with using PayPal

5
Never had a problem with using PayPal Reviewed on: 7th April 2026
EJH's avatar
EJH

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill