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PayPal: Pay in 3 reviews

4.76
Based on 101,081 reviews, last reviewed 16th Jul 2026
456% increase in 5 star reviews
in the past 90 days
439% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always reliable and easy to use and access . Always reliable and easy to use and access . Reviewed on: 16th July 2026
Mike c's avatar
Mike c

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101176)

Holiday budgeting!

5
Holiday budgeting! PayPal pay in 3 made purchasing our flights much easier and more affordable. It wasn't something I'd known about but spreading the cost of the flights made a huge difference to planning our trip, will definitely use this again. Reviewed on: 7th July 2026

I use pay pal for most of my purchases as I trust th...

5
I use pay pal for most of my purchases as I trust that my purchase will be insured if for some reason I shouldn't receive or there is a problem. I have used pay pal for a few years now and never had any problem Reviewed on: 7th July 2026

Very easy and straightforward process and all necess...

5
Very easy and straightforward process and all necessary information provided Reviewed on: 7th July 2026

great easy payment option

4
Easy straight forward no fuss. Perfect solution for spreading the costs of purchases. Reviewed on: 7th July 2026

I feel secure paying with PayPal as protected.

5
I feel secure paying with PayPal as protected. The new pay in 3 option is great for something I need last minute but not budgeted for and spread payment over 3 months Reviewed on: 7th July 2026

I always use PayPal when I can

5
I always use PayPal when I can as not only is it easy to use but it offers safeguards too. I have only used the spread the cost function once but have found it very useful for the more expensive item. Reviewed on: 7th July 2026

Always so handy to use and safe.

5
Always so handy to use and safe. I always use PayPal to check out for anything online Reviewed on: 7th July 2026

Excellent App.

5
Excellent App. Easy to use and navigate Reviewed on: 7th July 2026

Love paypal its convient way to pay for goods online...

5
Love paypal its convient way to pay for goods online with the added bonus of knowing your purchase is protected Reviewed on: 7th July 2026

Pay in 3 is excellent with no credit checks

5
Pay in 3 is excellent with no credit checks Reviewed on: 7th July 2026

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