Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 39,395 reviews, last reviewed 26th Apr 2026
1607800% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No hassle, straight forward payment and always kept... No hassle, straight forward payment and always kept up dated with payments with due date, balance and amount. No worries over the years using paypal. ... Read more Reviewed on: 26th April 2026
Bubbles's avatar
Bubbles

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (39395)

Easy and straightforward

5
I have used it a handful of times now for both gifts and slightly more expensive personal purchases and it has been very easy to use and to track when the next payment is coming out. Reviewed on: 12th June 2024

Very Professional I would highly reccomend

5
Always been very professional easy to use smooth transactions Reviewed on: 12th June 2024

Its convenient - easily accessible and affordable

5
Its convenient - easily accessible and affordable Reviewed on: 12th June 2024

Happy customer

5
Excellent app , safe and secure. I have been using PayPal for over 15 years and they never let me down. Reviewed on: 12th June 2024

Excellent, secure, convenient way to pay for goods o...

5
Excellent, secure, convenient way to pay for goods online Reviewed on: 12th June 2024

Great help when you are needing to place a large order.

5
Great help when you are needing to place a large order. Really a great help to split it and pay in 3 instalments. Would highly recommend. Reviewed on: 12th June 2024

a few expensive products I needed...

5
I was able to buy a few expensive products I needed only because the pay in 3 option was there. These were necessary items not luxury so it was a life saver option Reviewed on: 12th June 2024

This is an amazing concept is a great way to be able...

5
This is an amazing concept is a great way to be able to buy decent items when I am on a monthly budget. I can’t fault Pay in 3. Reviewed on: 12th June 2024

Best option on the market .

5
I have been using PayPal in 3 for a long time. Very convenient and straightforward way to pay. Incredibly helpful when you need to buy something but can’t afford to pay the whole amount. Reviewed on: 12th June 2024

Easy to use, available nationwide

5
Easy to use, available nationwide Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 65 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3686 reviews
    PayPal
    View all products