Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,185 reviews, last reviewed 22nd Jul 2026
296% increase in 5 star reviews
in the past 90 days
307% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love Pay in 3 service! Love Pay in 3 service! It is very helpful! Reviewed on: 22nd July 2026
Eva V's avatar
Eva V

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101189)

Excellent site.

5
Always found PP to the best way to buy items. Trust their system. Good communication when needed. Reviewed on: 11th July 2026

Zero hassle.

4
Zero hassle, very quick service and app was very easy to use. Reviewed on: 11th July 2026

very quick and not complex to use

5
PayPal is user friendly, it was so easy for me to access credit when I was in need Reviewed on: 11th July 2026

I’d be lost without it.

5
I have had a PayPal account for 10 years and I would be totally lost without it. I use it for virtually all my purchases and regular subscriptions. It gives me peace of mind should I have issues with any of my transactions. Thankfully it has only been necessary to use this feature a few times.I also really appreciate being able to use the Pay in 3 feature which comes in very handy especially at Xmas and holidays. All transactions are very simple and efficient and the customer service up to date has been great. Reviewed on: 11th July 2026

Always use PayPal when available.

5
Always use PayPal when available. The pay in 3 with no interest is great and on the few occasions where i have had fraudulent purchases PayPal have resolved the issues themselves. Reviewed on: 11th July 2026

I always pay by pay pal I know I’m covered

5
I always pay by pay pal I know I’m covered Reviewed on: 11th July 2026

Good to pay for online transactions

5
Good to pay for online transactions Reviewed on: 11th July 2026

I generally make all my payments on time and never r...

5
I generally make all my payments on time and never really had a problem and PayPal Pay in 3 has always been a reliable and convenient option to pay in multiple payments. Reviewed on: 11th July 2026

It's safe, easy to use and convenient.

5
It's safe, easy to use and convenient. Reviewed on: 11th July 2026

I love PayPal and I find it so easy to...

5
I love PayPal and I find it so easy to transfer Reviewed on: 11th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181019 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products