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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101209 reviews)

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4.76

Based on 101,203 reviews, last reviewed 24th Jul 2026

275% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always had a premium service. Always had a premium service. Never been let down by PayPal. Managed to buy items that I would have had to wait for thanks to pay in 3. Reviewed on: 24th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101209)

Ive spread the news and created many new members...

Paypal have been fantastic I've had 6 family members sign up since I discovered the new features and the pay in 3 feature along with the card etc just fab! Interactions are spot on always get a response in an impressive time scale regardless how big or small the query. Reviewed on: 11th July 2026

It is so user friendly and helps me to spread the cost

It is so user friendly and it helps me to spread the cost of something that I probably couldn't afford all in one go. Reviewed on: 11th July 2026

Valuable asset

I find this to be a valuable asset to get an otherwise expensive item at a bargain price if on special offer or a more budget friendly option without opting for a longer credit agreement. Reviewed on: 11th July 2026

All ways been my bank for three years or more been a...

All ways been my bank for three years or more been a good financial move Reviewed on: 11th July 2026

Easy to use and helpful

Always really helpful for breaking down medium to large payments and making it less of a blow on your wallet. Reviewed on: 11th July 2026

Good app, easy to operate and low fees

Good app, easy to operate and low fees Reviewed on: 11th July 2026

Purchases

I always use PayPal for online purchases it's safe and easy to use big thumbs up Reviewed on: 11th July 2026

Won't use again

Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and never missing a payment PayPal took it away from me and wouldn't let me use it,, when I askeds why I wasn't given a valid reason so after years of loyalty to them I now won't use them at all Reviewed on: 11th July 2026

It has always been a very straightforward experience...

It has always been a very straightforward experience for me. Reviewed on: 11th July 2026

Very useful

It’s a useful system. Helps to spread the costs. Easy to use and understandable Reviewed on: 11th July 2026

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