Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,211 reviews, last reviewed 24th Jul 2026
269% increase in 5 star reviews
in the past 90 days
307% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

'Pay In 3' worked well for me. I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase... Read more Reviewed on: 24th July 2026
Tonros's avatar
Tonros

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101211)

Pay your pal interest free over three months

5
Great options to pay now or over a period of three months. Used this option as can keep money in savings account for longer to gain interest and pay interest free over three months Reviewed on: 11th July 2026

Easy peasy paypall

5
Never any problems always feels very secure Reviewed on: 11th July 2026

I've used it for a while and it's been very good, fr...

5
I've used it for a while and it's been very good, from the safety of the service as well as pay in 3 Reviewed on: 11th July 2026

Ease of use

5
Makes my transactions seamless, Make use of the fact that I could always make reference to purchases and know that I am protected. Reviewed on: 11th July 2026

Very useful to spread payments without interest

5
Very useful to spread payments without interest Reviewed on: 11th July 2026

A great way to pay safely ,never had any problems.

5
A great way to pay safely ,never had any problems. Reviewed on: 11th July 2026

Using the PayPal pay in 3 easy not credit applicatio...

5
Using the PayPal pay in 3 easy not credit application and easy to pay off in advance with charges Reviewed on: 11th July 2026

. Professional

5
No problems just satisfying service daily Reviewed on: 11th July 2026

Always have good experience .

5
Always have good experience . Never had any issues Reviewed on: 11th July 2026

Rate 10 out of 10

5
I have never had a problem with PayPal and I will always use PayPal if the option is there. Reviewed on: 11th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181040 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products