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PayPal: Pay in 3 reviews

4.76
Based on 101,211 reviews, last reviewed 24th Jul 2026
269% increase in 5 star reviews
in the past 90 days
307% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

'Pay In 3' worked well for me. I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase... Read more Reviewed on: 24th July 2026
Tonros's avatar
Tonros

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101211)

I really like having pay in 3 available.

5
I really like having pay in 3 available. It allows me to buy things I need without having to take out credit or pay interest but being able to split payments to make it more affordable. Reviewed on: 11th July 2026

Feels very secure.

5
Feels very secure. Easy to use and access offers a way of spreading cost but at no extra charge. Have been with PayPal years and would highly recommend. Have used pay in 3 quite a few times and never had an issue with it. Reviewed on: 11th July 2026

Reliable, straightforward platform

4
Trustworthy, reliable, easy to use app, straightforward Reviewed on: 11th July 2026

I’ve used PayPal for years now feels safe

5
I’ve used PayPal for years now and it just feels safer to use than using my bank Reviewed on: 11th July 2026

Great experience

5
I’ve used it several times and never had any issues. It’s easy to do, very transparent, I know exactly when my payments are do and I have plenty of notice to make sure the funds are there. Great experience! Reviewed on: 11th July 2026

Paypal review

5
Pay in 3 is great option. The app is easy to use. Reviewed on: 11th July 2026

Great service

5
Never had any problems with paypal and I find their services very easy to use Reviewed on: 11th July 2026

PayPal has an excellent services

5
PayPal has an excellent services Reviewed on: 11th July 2026

Very smooth operation

5
I love PayPal, always a smooth operation and never had any issues while laying through them and very excited about ordering their new debit card so I cab enjoy paying with it. Reviewed on: 11th July 2026

Easy and great value

5
Easy application and easy to manage, no interest, I definitely recommend Pay in 3! Reviewed on: 11th July 2026

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