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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101217 reviews)

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4.76

Based on 101,215 reviews, last reviewed 25th Jul 2026

255% increase in 5 star reviews

in the past 90 days

290% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

I’ve been using PayPal for 25 years I’ve been using PayPal for 25 years Reviewed on: 25th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101217)

Excellent for sending and receiving money from frien...

Excellent for sending and receiving money from friends and buying with security Reviewed on: 10th July 2026

Never thought I would use it but it was so easy.

Never thought I would use it but it was so easy and paying in 3 payments enabled you to prioritize your finances. No tricky time wasting questions and the decision was pretty much instantaneous, I would definitely recommend and use again. Thank you PayPal from a satisfied customer. Reviewed on: 10th July 2026

Simple, Interest-Free Way to Split Payments

Used PayPal's Pay in 3 for a recent purchase and found it quick and hassle-free — no credit check, clear repayment schedule, and no interest as long as payments are on time. Reminders before each due date made it easy to stay on track, and managing the plan through the app was straightforward Reviewed on: 10th July 2026

Pay in 3 is the best thing ever

Pay in 3 is the best thing ever, allowing me to buy small luxuries now and again, while still allowing me to budget easily andnot overextend. Reviewed on: 10th July 2026

Easy to use and very helpful app!

Easy to use and very helpful app! Reviewed on: 10th July 2026

The app is great and easy to use and I also love the...

The app is great and easy to use and I also love the pay in 3 for payments across different vendors Reviewed on: 10th July 2026

Any problems they are on the ball with a satisfying...

Any problems they are on the ball with a satisfying result.... very attentive Reviewed on: 10th July 2026

Exellent

I havs been with Paypal for many years and have experiecned no problems . Staff always helpful around issues with coustomer service Reviewed on: 10th July 2026

Positive experience so far, everything explained wel...

Positive experience so far, everything explained well, easy to use and understand. Great customer service. Reviewed on: 10th July 2026

I have been using PayPal for a while now and I can c...

I have been using PayPal for a while now and I can confidently say it gives me peace of mind and is a convenient and reliable payment option. I would recommend it to anyone looking for a payment option without any hassle Reviewed on: 10th July 2026

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