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PayPal: Pay in 3 reviews

4.76
Based on 101,237 reviews, last reviewed 28th Jul 2026
228% increase in 5 star reviews
in the past 90 days
277% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Trusted 100% PayPal is my number one pay app Trusted 100% Reviewed on: 28th July 2026
Dawn's avatar
Dawn

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101238)

Paypal is great

5
I've used PayPal when I'm unsure of a site to give me protection, I've used the pay in 3 when short of funds and have been able to get a refund once when an item was not as described. Very glad with the service and will continue using them. Reviewed on: 10th July 2026

So far everything is satisfactory no complaints what...

5
So far everything is satisfactory no complaints whatsoever. Reviewed on: 10th July 2026

I never had any issue with PayPal even when I have c...

5
I never had any issue with PayPal even when I have claimed money back due to goods not arriving Reviewed on: 10th July 2026

I have used PayPal for years and trust them.

5
I have used PayPal for years to make online payments and to transfer money to and from my friends and family, and have always found their services to be asy and simple to use. They have also kept up with changing security systems on phones and other devices by introducing the use of biometrics, and it means I will always choose to pay with PayPal where possible. I also like the fact they have no fees for transactions and you have a layer of protection when transferring money. Reviewed on: 10th July 2026

I've used PayPal for years.

5
I've used PayPal for years. I feel protected when using there services. I've only ever contacted them once about an issue and the lady was absolutely amazing. She sorted out my problem and advised me for the future. Reviewed on: 10th July 2026

Pay in 3 is a great for helping me manage my budget

5
I have used Pay in 3 a number of times and it is so helpful for spreading the cost of larger, one-off purchases. I have a modest income and sometimes it would be very difficult for me to manage my budget if I couldn't pay for something over a few months. Pay in 3 enables me to plan ahead and spread costs and the fact that I do not have to pay extra for spreading the cost makes it even more manageable. Reviewed on: 10th July 2026

App is well designed and

5
I’ve not had to use the customer service but the app is pretty self explanatory and easy to navigate Reviewed on: 10th July 2026

Very helpful if you have less money and easy to...

5
Very helpful if you have less money and easy to pay, Reviewed on: 10th July 2026

Daily payment pal

5
I’ve been using PayPal for over 4 years now, and honestly, it’s been amazing. Whether it’s making payments or getting refunds, it’s always been reliable. I’ve never had a single issue during this time. I would strongly recommend it to everyone, if you’re thinking about using something for daily payments, PayPal is definitely the way to go. For daily payment pal… just PayPal Reviewed on: 10th July 2026

Amazing, does everything you need it for and does it...

5
Amazing, does everything you need it for and does it perfectly Reviewed on: 10th July 2026

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