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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101255 reviews)

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4.76

Based on 101,254 reviews, last reviewed 1st Aug 2026

194% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent service I have used PayPal 22 years without any problems. Reviewed on: 1st August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101255)

I have been using PayPal for years and always been h...

I have been using PayPal for years and always been happy with service and PayPal is safe and protected Reviewed on: 9th July 2026

Security it gives when paying, customer service is s...

Security it gives when paying, customer service is simple to access and very helpful full from my experiences. Reviewed on: 9th July 2026

Pay in 3 saves me splashing out

I really love pay in 3, helps if you need an item sooner rather than later and you can budget the 3 payments, if you buy a few things such as clothes and want to try on a couple of sizes can use pay in 3 so don’t have to pay upfront and the refund of return items pays off the payments. It couldn’t be better. Reviewed on: 9th July 2026

My only go-to payment tool

I've been using PayPal for years for all my personal shopping and sending money to friends, and it’s honestly brilliant. It completely takes the friction out of checking out online because I don't have to keep digging my wallet out for card details. It's also my absolute go-to for splitting bills or sending quick cash to family, as the transfers are instant and seamless. On top of the sheer convenience, the buyer protection gives me massive peace of mind whenever I'm buying from a new or independent website. It’s incredibly reliable, safe, and just works exactly the way it’s supposed to. Highly recommend! Reviewed on: 9th July 2026

Love using PayPal, really easy safe and straightforw...

Love using PayPal, really easy safe and straightforward to use Reviewed on: 9th July 2026

PayPalholic

I've been using PayPal for more than 20 years and have always found it to be a reliable and secure payment platform. Its Pay in 3 option is particularly helpful, offering a flexible and convenient way to manage purchases. The only area where I believe PayPal could improve is its partnership with eBay. Given the relatively high risk of fraud on some eBay transactions, I think stronger buyer protection and closer oversight would further enhance customer confidence and security. Reviewed on: 9th July 2026

PayPal is easy to use & understand.

I have always found PayPal easy to use, understand their offers and trust them with my online payments. Pay in 3 allows the bigger purchases to be spread over 3 payments on a monthly basis which can make some things more affordable due to being spread over multiple pay days. Reviewed on: 9th July 2026

Straightforward and trustworthy

I like the pay in 3 options that paypal provides. It makes some purchases more affordable when I can spread the cost. It's easy to apply and a very straightforward service. Reviewed on: 9th July 2026

Services very simple and easy to use

Services very simple and easy to use Reviewed on: 9th July 2026

It's reliable and fast system and easy to manage for...

It's reliable and fast system and easy to manage for small payments Reviewed on: 9th July 2026

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