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PayPal: Pay in 3 reviews

4.76
Based on 101,255 reviews, last reviewed 1st Aug 2026
192% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent I only try to use PayPal as I feel it’s... I only try to use PayPal as I feel it’s much safer Reviewed on: 1st August 2026
Clare S's avatar
Clare S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101256)

Makes buying high value items easier.

5
Makes buying high value items easier. No nasty surprises at the end of the interest free period. Reviewed on: 9th July 2026

Buy with security buy with paypal

5
With PayPal the service is excellent .every explanation is so easy to understand no trick questions payments to suit every budget no messing about. Reviewed on: 9th July 2026

Paypal just ticks all the boxes.

5
Paypal just ticks all the boxes. Secure. The 3 payments was brilliant Reviewed on: 9th July 2026

Great Cudtomer Service

5
Customer service has been great on the rare occasion I’ve had to use them. Reviewed on: 9th July 2026

Would recommend

5
Helps the stress of making a big purchase in one lump sum. Easy to use and will always use this as my preferred method if needed Reviewed on: 9th July 2026

Makes big online purchases more manageable with pay...

5
Makes big online purchases more manageable with pay in three and its really convenient for sending money to friends. Reviewed on: 9th July 2026

I’ve been using PayPal for many years!!

5
I’ve been using PayPal for many years, and it’s always been a safe, reliable, and hassle-free way to send and receive money. The platform gives me complete confidence that my transactions are secure, making online payments quick and easy. I wouldn’t hesitate to recommend PayPal to anyone looking for a trusted payment service. Highly recommended! Reviewed on: 9th July 2026

Helps me mange my money so I’m not spending it all a...

5
Helps me mange my money so I’m not spending it all at once Reviewed on: 9th July 2026

Great way to split cost of expensive purchases.

5
Great way to split cost of expensive purchases. Reviewed on: 9th July 2026

Great experience overall, easy to use app and money...

5
Great experience overall, easy to use app and money is sent instant. Also very much enjoy Paypal pay in 3 Reviewed on: 9th July 2026

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