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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101259 reviews)

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4.76

Based on 101,259 reviews, last reviewed 4th Aug 2026

145% increase in 5 star reviews

in the past 90 days

177% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Happy Customer I have used paypal for years and I am always more than happy with the service I receive. It is a fast and easy service to use & I highly recommend it!... Read more Reviewed on: 4th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101259)

Very happy with paypal everything about it is easy t...

Very happy with paypal everything about it is easy to do and great, I have used paypal from day 1 and will continue to do so Reviewed on: 9th July 2026

PayPal always and nothing else!

If PayPal is an available payment method I always use it! They have been fantastic in the past with issues I’ve had with refunds from sellers. The payment process is so fast and efficient I wouldn’t use anything else. Reviewed on: 9th July 2026

Would highly recommend PayPal Pay in 3

I have used PayPal Pay in 3 on several occasions and found it really helpful. In particular I love that you don't pay any extra in order to use Pay in 3, and also that you remain in control - e.g. you can choose to pay off the remaining balance without having to wait the full term. The app makes this all very straightforward, and it's easy to look at your Pay in 3 purchases and see how many payments are left. Reviewed on: 9th July 2026

Always been good to use especially on websites you m...

Always been good to use especially on websites you might be unsure about for making purchases Reviewed on: 9th July 2026

Simple, transparent and secure

It's simple and very quick to use, the approval is fast and straightforward and everything is transparent with no hidden surprises. It really helps me make higher priced purchases confidently, so that my bank balance isn't impacted significantly and I have peace of mind knowing when the agreed dates are auto set for, which makes it free of hassle. Its also very secure, putting my mind at ease. Reviewed on: 9th July 2026

It works well Everytime I use it and it feels safer...

It works well Everytime I use it and it feels safer than putting my card details into a website Reviewed on: 9th July 2026

Easy to use.

Easy to use. I like the pay in 3 option Reviewed on: 9th July 2026

Best ever

I have been using PayPal for many years now and I would not change, easy, clear and no hassle, the best thing I have ever done. Reviewed on: 9th July 2026

One of the best services around

Smooth and simple to use. Clear website and app. On the rare occasion that I call customer services, they know what they are doing and provide and ex excellent service. I Use PayPal for multiple payment services. Reviewed on: 9th July 2026

Interest-free payments

Pay in 3 is an interest-free payment method and helps with cash flow. It has supported me with my finances. It is quick to use on the app. Reviewed on: 9th July 2026

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