Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,259 reviews, last reviewed 4th Aug 2026
145% increase in 5 star reviews
in the past 90 days
177% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I have used paypal for years and I am always more than happy with the service I receive. It is a fast and easy service to use & I highly recommend it!... Read more Reviewed on: 4th August 2026
Jessica M's avatar
Jessica M

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101259)

PayPal pay in 3

5
I saw a deal that I couldn't afford at the time but couldn't really turn down. I used PayPal pay in 3 which allowed me to buy it. It was extremely easy to use and very handy at the time Reviewed on: 9th July 2026

PayPal: Pay in 3 - An awesome service

5
PayPal pay in 3 is a very helpful service offered by PayPal. There are no interest fees on these purchases - the total price you pay is the price of the item you are buying. The total price is divided into three easier to afford payments which you then pay one payment each month - simple. Reviewed on: 9th July 2026

Customer services is always friendly and helpful.

5
Customer services is always friendly and helpful. Paypal in 3 in flexible way to help pay for something. Reviewed on: 9th July 2026

Pay in Three is easy and effective

5
Pay in three ways is an excellent way of approaching credit in an easy and manageable way. The process and delivery are clear, easy and effective. I will be using the service again. Reviewed on: 9th July 2026

Flexibilitymake payments and very flexible terms.

5
Easy to make payments and very flexible terms.IT makes my budgetting easy because I can spread the cost . Very user friendly Reviewed on: 9th July 2026

That have been good for years but have recently decl...

4
That have been good for years but have recently declined a 3month option as It says they have based the decision on a credit rating, I have never defaulted on any loans long or short, I have been an apparently great customer with PayPal . Don’t know why I apparently no longer am a valued customer????? Reviewed on: 9th July 2026

A great way to spread the cost!

5
I have been using PayPal for many years now and use Pay in 3 occasionally for larger ammounts! It is a great way to spread the cost without having to worry about it or incurring any interest. Paypal is safe, secure and readily available. Definately recommend it without hesitation! Reviewed on: 9th July 2026

Had issues with seller PayPal dealt with it quick an...

5
Had issues with seller PayPal dealt with it quick and effectively Reviewed on: 9th July 2026

Greatest experience overall

5
Greatest experience with every shopping. Quick deliveries, superb customer service as well, reasonable product prices. Reviewed on: 9th July 2026

Easily and readily available at times

5
Easily and readily available at times Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181096 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products