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PayPal: Pay in 3 reviews

4.76
Based on 101,260 reviews, last reviewed 5th Aug 2026
114% increase in 5 star reviews
in the past 90 days
142% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ok for backup Ok for credit and backup. Very secure and safe for shopping. Reviewed on: 5th August 2026
Janos S's avatar
Janos S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101262)

I'm unsure why it let me do a pay in 3 once and it w...

4
I'm unsure why it let me do a pay in 3 once and it was paid off when required but then refused to let me do it a second time Reviewed on: 9th July 2026

PayPal has always been simple and easy to use and ha...

5
PayPal has always been simple and easy to use and has made purchases easier for myself for years Reviewed on: 9th July 2026

An easy, no hassle process - great idea!

5
Very easy to do, and even better Paypal arrange taking the money each month so I don't have to remember to transfer it. Meant we could get our sofa right away! It's a great idea, thank you PayPal. Reviewed on: 9th July 2026

Great customer service and protection.

5
Great customer service and protection. Fees are reasonable and it's easy to navigate and use the features. Reviewed on: 9th July 2026

Flight tickets

5
Was able to split the cost of flight tickets over three months and book much earlier, and used pay in three for visa fees which helped me distribute the cost. Reviewed on: 9th July 2026

Always at hand and reliable.

5
Always at hand and reliable. Never had any problems Reviewed on: 9th July 2026

Paypals transition through the decades.

5
I’ve been a user of PayPal for decades, back when it was linked to eBay. I like the way you’ve diversified offered credit and physical cards. A trusted partner between purchases and my physical bank account. Reviewed on: 9th July 2026

Trust PayPal

5
Have used PayPal for years as my go to. They protect my funds, remind me of payments and it’s easy to use and navigate the app. Reviewed on: 9th July 2026

Been with PayPal for many years now and will keep us...

5
Been with PayPal for many years now and will keep using PayPal for the foreseeing future. No complaints whatsoever Reviewed on: 9th July 2026

Paypal is the easiest way to pay for products the Ap...

5
Paypal is the easiest way to pay for products the App is so simple to use Reviewed on: 9th July 2026

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