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PayPal: Pay in 3 reviews

4.76
Based on 101,271 reviews, last reviewed 6th Aug 2026
104% increase in 5 star reviews
in the past 90 days
106% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026
Sonia S's avatar
Sonia S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101271)

Greatest value for money at PayPal

5
PayPal proves to be reliable & a great way of managing money Reviewed on: 8th July 2026

Customer service was brilliant.

5
Customer service was brilliant when I called them, they were helpful, knowledgeable, calm and listened to my issue and helped me resolve it. Reviewed on: 8th July 2026

Fast efficient service whenever help is needed.

5
Fast efficient service whenever help is needed. Always a seamless process. Reviewed on: 8th July 2026

It went smoothly and I didn't have any issue

5
It went smoothly and I didn't have any issue Reviewed on: 8th July 2026

Helpful Payment Method

5
Easy to use, flexible, varied retailers that use it, helpful for bigger purchases. Reviewed on: 8th July 2026

The app is easy to use.

5
The app is easy to use. PAYPAL is very handy and easy to manage staff are easy to please when in need of help. Highly recommended. Reviewed on: 8th July 2026

Good service record

5
I've been using them for several years. It is an excellent way to shield my cards. Reviewed on: 8th July 2026

Straight forward and fast

5
Straight forward and reliable service. Reviewed on: 8th July 2026

Best online finance pal

5
Incredible flexibility for larger household purchases! 5 star! recently used PayPal Credit to spread the cost of a major purchase, and the entire process was flawlessly smooth. Getting 0% interest for 4 months on transactions over £99 takes away all the stress of upfront costs. It integrates perfectly with my daily shopping, and managing the payments through the app is incredibly simple. They have my full support for Best Retail Finance Provider! Reviewed on: 8th July 2026

Fantastic transaction

5
First time using paypal and application was smooth, got approved for an account and used same day. Had to find a pay plan for our family holiday and paypal made it happen witn no hussle. Reviewed on: 8th July 2026

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