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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101278 reviews)

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4.76

Based on 101,278 reviews, last reviewed 12th Aug 2026

78% increase in 5 star reviews

in the past 90 days

88% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy, affordable and mainly no interest Very easy, affordable and mainly no interest Reviewed on: 12th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101278)

All my transactions have been done very smoothly wit...

All my transactions have been done very smoothly without any issue Reviewed on: 8th July 2026

Easy to use.

Easy to use. Refunds given when necessary. Good communication. Reviewed on: 8th July 2026

PayPal is very good.

PayPal is very good. The pay in 3 works well on large purchases. Reviewed on: 8th July 2026

Spread the cost

It was great to be able to spread the cost of my dr martens sandals, I would not have been able to buy them without it. It was so easy, tick a box and its done, fantastic and they remind you when your payment is going to be taken. Brilliant. Reviewed on: 8th July 2026

very positive experience using PayPal Credit

I've had a very positive experience using PayPal Credit. It provides a convenient and flexible way to spread the cost of larger purchases, making it easier to manage my finances. The application process was straightforward, and the credit limit was clearly explained from the outset. I particularly value the promotional financing offers available on eligible purchases, which can be very helpful when budgeting for bigger items. Managing the account through PayPal is simple, with easy access to balances, statements, and payment options. Payments are processed smoothly, and I receive timely reminders that help me stay on top of my account. Overall, PayPal Credit has been a reliable and useful financial tool that offers flexibility, transparency, and convenience. I would happily recommend it to others looking for an easy-to-use credit solution. Reviewed on: 8th July 2026

Great service.

Great service. Quick, efficient and hassle free. Reviewed on: 8th July 2026

Amazing service

Always reliable and helpful and great customer service Reviewed on: 8th July 2026

Great Service

If ever I have needed customer service or support with payments this has always been dealt with swiftly and efficiently. Payments are safe to send and recieve. Reviewed on: 8th July 2026

Very good

I’ve never had a problem with Pay pal my transactions have always gone through easily Reviewed on: 8th July 2026

Feels Safer

Never had an issue using PayPal and feel protected when I use them. Reviewed on: 8th July 2026

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