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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101280 reviews)

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4.76

Based on 101,280 reviews, last reviewed 14th Aug 2026

72% increase in 5 star reviews

in the past 90 days

83% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101280)

Very Happy that the overall service supplied by Payp...

Very Happy that the overall service supplied by Paypal is VERY secure and my money and details are securely protected. They check if any problems with a purchase and give their response when any news is received and if necessary give a refund from the company in question making my shopping very trustworthy Reviewed on: 8th July 2026

So easy to use

No problems straight forward and simple and fast Reviewed on: 8th July 2026

Everything with PayPal went well.

Everything with PayPal went well. Reviewed on: 8th July 2026

I always try to use PayPal as they always have your...

I always try to use PayPal as they always have your back. Reviewed on: 8th July 2026

Good instant payments, and I love the 'pay in three'...

Good instant payments, and I love the 'pay in three' feature. Reviewed on: 8th July 2026

Very convenient and easy to use.

Very convenient and easy to use. The credit check is very quick and not having to pay any interest is a game changer. Makes it much easier to space out big purchases and keep track of spending. The icons in the app to see how many pay in 3 you have stacked along with how many payments are left of each is very helpful. Reviewed on: 8th July 2026

Just always handy when you need something big and yo...

Just always handy when you need something big and you can pay over 3 Reviewed on: 8th July 2026

PayPal - flexible easy payment options

PayPal is always available when online shopping and you can either pay upfront or pay in three - which is great flexibility especially at the end of the month when payday seems too far away! If I’ve ever had to return everything it is so quick and easy to go back onto my account. I never have to check or worry. It’s just so easy to use. Reviewed on: 8th July 2026

Pay in three is excellent.

Pay in three is excellent. Once accepted once it is so easy going forward Reviewed on: 8th July 2026

Flexible, convenient and easy to manage.

I have used Paypal since the early days. It has developed into an easy, streamlined tool to manage money, purchases and receipts. I would be lost without it because it gives financial flexibility, interest free credit etc. Reviewed on: 8th July 2026

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