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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101280 reviews)

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4.76

Based on 101,280 reviews, last reviewed 14th Aug 2026

72% increase in 5 star reviews

in the past 90 days

83% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101280)

All issues are resolved quickly when they have occured.

All issues are resolved quickly when they have occured. Reviewed on: 8th July 2026

It's good for All kind of people's to pay in 3 insta...

It's good for All kind of people's to pay in 3 installments. With out any extra cost or charges Reviewed on: 8th July 2026

PayPal has really been like a friend in a form of ap...

PayPal has really been like a friend in a form of app, whether I want to buy something on credit or quick money transfers, the app is always there for me. Reviewed on: 8th July 2026

Excellent service.

Excellent service. I 100% use Pay Pal for my financial transactions Reviewed on: 8th July 2026

Very simple and secure process

Very simple and secure process, good 0% buy now pay later opportunities. Reviewed on: 8th July 2026

Very reliable , always received refunds when having...

Very reliable , always received refunds when having problems with items either not received or damaged. Love the pay in 3. Reviewed on: 8th July 2026

Pay in 3 is a great way to budget

Pay in 3 is a great way to budget, and where I can't afford to buy, for example, a dress for a wedding or special occasion, in any given month because I don't have the money, Pay in 3 allows me to spread the cost, making it affordable. Reviewed on: 8th July 2026

Np probs easy set up then no wprroes

Np probs easy set up then no wprroes Reviewed on: 8th July 2026

PayPal over charged me.

Have been using PayPal for over 15 years. I had a bad experience 3 weeks ago when I bought an item. PayPal took the money for it out of my account plus also took a payment for pay in 3 out of my account as well. After a long phone call with them and being transferred to different people they apologised for there mistake and send me my 1 in 3 payment back but it took 5 days to go back into my account Reviewed on: 8th July 2026

I use PayPal for online purchases frequently and hav...

I use PayPal for online purchases frequently and have never had a problem with it. I have also used the ‘pay over three months’ option and had no problems. I am very happy with the service PayPal provides. Reviewed on: 8th July 2026

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