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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101281 reviews)

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4.76

Based on 101,281 reviews, last reviewed 17th Aug 2026

63% increase in 5 star reviews

in the past 90 days

67% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

Satisfactory everytime I've used PayPal. Satisfactory everytime I've used PayPal. No problems. Reviewed on: 17th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101281)

What a great way to spread payments interest free!

This is a great way for spreading the cost of large purchases! I’ve used this many times and interest free payments are very helpful!! Reviewed on: 8th July 2026

Great way to pay online

I always use Paypal to pay online, if it's available and I've only used Pay in 3 once, but I found it very useful and easy to set up. I would definitely use it again for a larger purchase Reviewed on: 8th July 2026

Easy to use and easy to transfer money.

Easy to use and easy to transfer money. Reviewed on: 8th July 2026

Perfect for spliting payments.

Perfect for spliting payments. Suits paying for thing as interest free credit Reviewed on: 8th July 2026

So easy to organise and by registering I do not hav...

So easy to organise and by registering I do not have to keep re-entering my serials every time I use it Reviewed on: 8th July 2026

It was simple, easy and cheap credit.

It was simple, easy and cheap credit. It really helped me out and stopped me putting something on my credit card Reviewed on: 8th July 2026

Excellent service

So straight forward easy to manage overall customer service were great to very happy Reviewed on: 8th July 2026

A convenient way of spreading payments and boosting...

A convenient way of spreading payments and boosting monthly cashflow. Very easy to set up and keep track of. Great service from Paypal as always. Reviewed on: 8th July 2026

Love pay in 3! ...

If it wasn’t for PayPals pay in 3 i couldn’t afford to buy the big purchases i need. Never had any kind of transaction problem, i can always trust PayPal to provide the same service. Just love pay in 3! Cant recommend it highly enough id never consider using another provider. Reviewed on: 8th July 2026

PayPal Pay in 3-Great for cost-effective budgeting!

With current cost of living crisis the PayPal Pay in 3 service has been invaluable for helping myself and my family budget effectively without needless expense of credit cards or other high cost finance plans! Needing something unexpected but essential like a new kitchen appliance is no longer a major financial stressor/disaster when you can spread the cost of payments out over 3 months. Great for helping budget for special events like holidays and birthdays including Christmas. Thank you PayPal for creating this excellent resource for PayPal customers! Reviewed on: 8th July 2026

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