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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101282 reviews)

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4.76

Based on 101,282 reviews, last reviewed 18th Aug 2026

62% increase in 5 star reviews

in the past 90 days

67% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very plain and simple to use. Very plain and simple to use. It made it possible for me to buy a beautiful dress. Reviewed on: 18th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101282)

Always use PayPal

Always use PayPal for my purchases online Reviewed on: 8th July 2026

Easy and straight forward to spread cost over 3 mont...

Easy and straight forward to spread cost over 3 months at no extra cost thanks PayPal Reviewed on: 8th July 2026

Excellent service .

Reliable and efficient secure way of sending and receiving funds Reviewed on: 8th July 2026

Easy to use and gives extra safety

Easy to use and gives extra safety Reviewed on: 8th July 2026

Professional, Excellent and Effective Service.

A very professional, excellent and effective overall service, with a first class website that is straight forward and easy to follow. Reviewed on: 8th July 2026

PayPal is convenient and I’ve never had an issue.

PayPal is convenient and I’ve never had an issue. Reviewed on: 8th July 2026

Holiday Help - using pay in 3 helped me budget and s...

Holiday Help - using pay in 3 helped me budget and save for my holiday in 4 months time, very helpful service, easy to get approved and have now used this service 2 or 3 times now. Would highly recommend. Reviewed on: 8th July 2026

Great service

I have always had a good experience with PayPal , I have had the opportunity to use the pay in 3when needed and everything has always run smoothly. Reviewed on: 8th July 2026

Seamless

Seamless, yet to need support as even during refunds and sorting payment issues it's always been straight forward to address. Reviewed on: 8th July 2026

Makes finances just that little bit easier

Pay in 3 has been a very useful useful feature, especially when it has been presented as an option on large but necessary purchases (e.g. new glasses). It is easy to use and available on most online purchases, which is always very convenient. My only complaint would be that payments coming out of my bank account are not instantaneous, which makes budgeting a little difficult as sometimes you won't see the payment being taken for a week or two and get a surprise expense. Reviewed on: 8th July 2026

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