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PayPal: Pay in 3 reviews

4.76
Based on 101,282 reviews, last reviewed 18th Aug 2026
62% increase in 5 star reviews
in the past 90 days
67% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very plain and simple to use. Very plain and simple to use. It made it possible for me to buy a beautiful dress. Reviewed on: 18th August 2026
Leigh Murphy's avatar
Leigh Murphy

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101282)

Excellent and Flexible Service

5
So I've been using PayPal for about 2-3 years now and I must say the experience so far has been a good one. It gives me the flexibility to buy an item and pay in 3 installments which reduces the burden of paying everything in full when you don't have the cash to make payment once. The payment is split up and by the time the next payment is due, the next paycheck is already in which is so good for people like me who gets paid monthly. I don't think there's anything bad about PayPal pay in 3. Excellent service which gives flexibility. Reviewed on: 8th July 2026

Always feels secure when making payments

5
Always feels secure when making payments Reviewed on: 8th July 2026

Great service easy to use, makes purchasing items a...

5
Great service easy to use, makes purchasing items a lot more affordable Reviewed on: 8th July 2026

Pay in 3 is a fantastic way to budget, it allows you...

5
Pay in 3 is a fantastic way to budget, it allows you the freedom to treat yourself while spreading the cost and makes things so much more affordable. Reviewed on: 8th July 2026

It has been great and lovely experience

5
It has been great and lovely experience Reviewed on: 8th July 2026

I always feel safe using PayPal as there’s a lot of...

5
I always feel safe using PayPal as there’s a lot of scammers out there. I can shop and be 100% sure everything is fine. Reviewed on: 8th July 2026

PayPal is my go to to send money to friends and family

5
I have been using PayPal since their beginning. It’s been great to have it as I can easily send money abroad, and receive payments. I love the inclusion of pay in 3 which comes really handy at times. Way over a decade as a user and I have no complaints Reviewed on: 8th July 2026

The experience is seamless, great operations and cus...

5
The experience is seamless, great operations and customer service Reviewed on: 8th July 2026

I love paypal, and feel it is a very safe way to pay...

5
I love paypal, and feel it is a very safe way to pay for things Reviewed on: 8th July 2026

Reliable and convenient ...

5
PayPal is a safe/convenient source to make payments and transfers . It’s accepted worldwide wide and often the payment method I choose for online purchases.. PayPal also covers eligible transactions when either buying / selling so should something go wrong you can claim your money back which is good for your peace of mind Reviewed on: 8th July 2026

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