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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Peace of mind delivered

5
Upon being made redundant due to the pandemic, i was forced to contact a debt plan company in order to keep my finances in reasonable order. Payplan has given me reassurance, speedy replies to my questions, peace of mind that I'm keeping things in order and taken away my worries so I can focus on moving forward following losing my job. Thank you Payplan!! Reviewed on: 20th May 2022

The most understanding and helpful

5
Invariably most helpful with understanding and expert guidance. Seemingly always ready to adapt to individual needs and always ready with helpful solutions to the most difficult problems. In my experience over many years, PayPlan could not be more helpful. Reviewed on: 20th May 2022

Friendly company/ not perfect.

3
Always friendly and polite, the setting up of the IVA process was alot easier than I imagined and the staff explained everything I needed to know. The only down side is the annual reviews which is a real pain sending many documents of proof of earnings and income and expenditure, it's rather frustrating. Reviewed on: 20th May 2022

Best debt solution company ever

5
I have been with Payplan for many years the staff are extremely helpful and I cannot fault the service they provide I would highly recommend them to anyone experiencing debt issues Reviewed on: 20th May 2022

Simple and stress free

5
Payplan have guided me and always give multiply options to help decide which plan is right for me Reviewed on: 20th May 2022

Payplan very good at what they do

5
I have been dealing with Payplan for the last 12 years with 2 years to finish in that time their help and advice has been correct and helpful every year Reviewed on: 20th May 2022

Excellent service from start to getting set up! I'm now worry free

5
Very good service, I have had no issues with Payplan and recommend them to anyone that is under stress with debt - they fully take no participation in judgement and are extremely friendly. Reviewed on: 20th May 2022

Excellent provider of financial assistance

5
Great customer service, fully understanding of clients financial difficulties. Reviewed on: 20th May 2022

Understanding, non judgemental, professional and sympathetic

5
Payplan helped me when I thought there was no way out of debt. I have since found out I have ADHD and this was the reason I spent money impulsively (it is a real condition and money management and prioritising is a HUGE part of it) and they have been nothing but kind and understanding towards that either. Truly gave me my sanity back at a period in my life when I thought it meant my life (debt meant) was over and they helped me see the wood from the trees. Reviewed on: 20th May 2022

Awesome

5
I have had an IVA with Payplan and they have been so helpful and supportive with everything and every time I ask a question they always explain everything and are able to give accurate answer Reviewed on: 20th May 2022

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