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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Just relieves months of stress in one easy phone call

5
I had so many problems but none seemed to big, in fact the whole thing felt relatively painless after such a long time of misery Reviewed on: 20th May 2022

Family members

5
The first time I was contacted by them they talked to me like ,treated me like my own sisters .I was about to cry.during my struggling for financially ,deppressed,helpless period of my life,as a genuine customer to all my creditors (i rarely /accidentally missed my payments .one or two times)they treated me like they known me for long period of my life and my genuine truthful situation .they understood me!they talked to me kindly .they respected me.they believed me.I owe them. my blessing goes with them whole my life.I must settle my credits .but I was struggling .I went for asking help.no bank tried to see my situation since they know me.they only consider my credit score .I was thinking to ran away from the Reviewed on: 20th May 2022

Excellent

5
Very supportive. I would highly recommend. Managed my situation and helped me be stress free Reviewed on: 20th May 2022

Amazing service

5
I was very embarrassed by the debt I had, made contact with PayPlan and they were so calm, reassuring and understanding from start to finish. There communication is excellent and they keep you informed with everything that happens Reviewed on: 20th May 2022

Always helpful

5
Dept management plan have always been helpful to me and helped me solve my debts to an amount I could afford, when I have a query they are always quick to reply to me and sort it for me! Thanks so much! Reviewed on: 20th May 2022

Relieving the mental pressure of debt.

5
I had to reach out to Pay plan when I was in a desperate situation. Having recently experienced a relationship breakdown off the back of physical and mental health problems. I was afraid of opening letters from the bank, loan and credit card companies that I had easily been able to afford prior to having to give up my job role. Now reliant on benefits and going through the steps to get disability benefits I was stretched the limit with life, let alone with the debts lurking behind every post delivery, email or ring at the doorbell fearing bailiffs. Speaking to Payplan put my mind at ease that these issues could be dealt with. I would have to face up to practical budgets, but there was a way through. Once there was an agreed payment plan in place I just had to make those payments and there was instant relief from the mental pressure that the debts had put on top of me. Reviewed on: 20th May 2022

my DMP

5
I have always felt the the staff at payplan to be sincere and caring At all times they have been helpful and given me the right advice I suffer from an anxiety condition and they have made sure things were working well for me in again a caring and compassionate way Payplan are in my opinion the most effective company in the UK to help people with debt problems Reviewed on: 20th May 2022

Fantastic service

5
Always offer first class service Reviewed on: 20th May 2022

A Big Hug

5
Prior to working with Pay Plan I was feeling sad, overwhelmed, stressed and feeling there was no way out of the pit. Pay Plan listened to me whilst I cried and tried to explain my dire situation, they never once judged or told me they could not help and support me. The whole process was calm, quick and very easy to understand. Since having my IVA in place I have found it very easy to contact my adviser, make changes to my plan and submit reviews to my account. Thank goodness for Pay Plan, I'm not sure I would still have a roof over my head if it wasn't for their timely intervention. Reviewed on: 20th May 2022

Very helpful

5
I was in dire straights can wise, with the help of payplan I can meet my monthly costs, it’s not a quick fix and things can get tight but we manage and that the thing, kids re fed and clothed nd t the end of the day that’s what counts, S long as you tell payplan of my change in your circumstances they will do the best they can to help Reviewed on: 20th May 2022

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