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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

How amazing

5
The service was amazing from start to finish. Extremely helpful in the advice and the whole process. Excellent interpersonal skills. Reviewed on: 21st August 2021

Non judgemental, kind

5
I’ve always had such support and kindness in my situation. Reviewed on: 21st August 2021

How pay plan assisted me after a mental health crisis

5
As someone who normally works full time as a health carer I unfortunately suffered an emotional breakdown during the middle of last year. It was also during this time my family had to isolate due to covid resulting in a total loss of income. Following this and my ongoing mental health struggle I found the influx of calls and letters involving accumulated debts very hard to manage and extremely overwhelming. This is when after asking for help from my bank I was referred to Payplan. The process was very simple in comparison to dealing with individual agencies and the negotiations were thankfully taken off me allowing me to spend my time recovering. I am and will be eternally grateful to Payplan for their support and helping myself and my young family to be able to feel some freedom. I certainly couldn’t of done this on my own. Many thanks PayPlan Reviewed on: 21st August 2021

Very informative

5
From the beginning I was call and had a rep who reassured me not a good situation bit there is help we can try arrange for you but at the same time being realistic that consolidation remains in the hands of the creditors Reviewed on: 21st August 2021

A huge thank you

5
I had an unexpected prolonged downturn in income and took the wrong way out and heard about payplan from an acquaintance. It was the best call I ever made. Finally I got help and wished I had spoken to them much earlier. Still getting help and support and a friendly ear as my issues didn’t have a quick solution so they are a Company that know they are there for the duration for everybody . Huge Filipino for your mental health Reviewed on: 21st August 2021

No judgment just a great company

5
Having gone from a relatively successful self employed business to a cash strapped Covid one, PayPlan were the company that I called for help and who pulled me out of my stoic “I’ll manage” (I couldn’t) to helping me realise there was no shame in admitting I was snowballing in debt and needed help. Payplan allowed me to have a full nights sleep with peace of mind and I am now on the right track to getting back to where I was. A fabulous, knowledgeable, professional and kind team. I couldn’t do it without them and genuinely don’t know what would have happened if i hadn’t git in contact with the lovely, caring and compassionate people they are x Reviewed on: 21st August 2021

Professional and friendly!

5
When I was struggling with my debt, I didn’t know what to do or who to turn to. I found PayPlanPlus and gave them a call. They made me feel so at ease, as talking about my debt was embarrassing and I also suffer with anxiety issues. They were professional, friendly and took there time explaining everything in detail. It was easy to set up, and I had no problems when it came to the first payment. I can’t thank them enough. Because of PayPlanPlus, I’m finally on top of my debt. Reviewed on: 21st August 2021

Stress relieving

5
Such a good company and service, reduced my stress levels by 90% and continues to support me. Thanks PayPlan! Reviewed on: 21st August 2021

Life Changing

5
To have a company take care of my biggest worry is life changing. It was like having great big chains taken off me. PayPlan are so friendly and helpful and they still support me with my debts. I feel like I can breath again! Thank you Reviewed on: 21st August 2021

Trouble free once set up

4
Getting set up took a lot of effort but now things must be going OK as I have had no contact from them and my money goes out every month. Reviewed on: 21st August 2021

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