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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Great support

5
PayPal have helped me greatly to sort my finances and give me greater peace of mind. Took my worries away. Reviewed on: 12th August 2021

Fantastic free resource

5
I was in a very bad place financially and wasn't able to sleep due to worrying about my debt. I had a long, non-judgemental chat with PayPlan who helped me structure my repayments. The whole process was easy and I am now able to live my life without worrying too much! Reviewed on: 12th August 2021

Excellent, friendly, knowledgeable

5
Excellent company with friendly understanding staff who do not make you feel bad for your situation. They've helped me sort my debt out and I only have an estimated 11 months left to pay, I would never have been debt free if it wasn't for them! Reviewed on: 12th August 2021

Excellent help

5
You have helped me no end since I got this put in place. It was a long process but best thing I’ve ever done, I’m in such a better financial place now then I was before and that’s down to you. Thank you for you help. Reviewed on: 12th August 2021

Help line

5
They are very easy to talk to they. listen to what you say and find the the best way to help Reviewed on: 12th August 2021

Peace of Mind

5
They helped take the worry of debt problems away. Reviewed on: 12th August 2021

I would have been lost without them

5
Post the 2008 financial crash my business hit rocky waters and we faced laying off people and had our own disposable income reduced by around 75%. This left us by 2010 with mounting personal debts and carrying some of the financial burden of the business that, as responsible directors, we bore. PayPlan were there from the very beginning, helping us to restructure our lives, creditors and helping us look forward to the future. I’m still paying some of the creditors 11 years later but in all that time the element of fear, anguish and worry was lifted as we knew PayPlan had our backs. Reviewed on: 12th August 2021

supportive stress free help

5
Very supportive team, single point of cantact, non judgemental and very professional experience. Reviewed on: 12th August 2021

Easy to contact and understanding

5
PayPlan are so easy to make contact with, if I have a question or change I can just send an email which is so much better for my anxiety and helps me really think of what I’m saying. They’ve always been understanding and it was easy to get started on the plan. The people I have spoke with on the phone have been kind and funny and so intelligent. They have been very well versed in debt management. Reviewed on: 12th August 2021

Easy, straight forward and simple

5
After struggling on and off with debt for most of my adult life, I finally thought that enough was enough and that I needed to do something permanent. I’d known other people who had gone through an IVA before and saw that it worked for them but I was more concerned about making sure that my payments were up to date, even though balances weren’t going down and I was one payslip away from everything falling apart. I finally took the plunge and spoke to PayPlan and they couldn’t have been more helpful. The fact that they were open on a bank holiday to talk me through the process was fantastic to start with. My case manager walked me through all the steps and what I needed to do, and eventually I was successfully signed up to my IVA. I know feel a lot more happier with what is happening, and no longer worried about payments etc Very happy with the team, and I’m glad I decided to reach out to PayPlan Reviewed on: 12th August 2021

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