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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

Review PayPlan: Debt solutions now

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PayPlan Debt solutions reviews (22303)

Very helpful and responsive

5
We've used payplan for about 3 years. To begin with debt management was very scary. Payplan helped make a sensible budget plan and negotiate a sensible payment schedule with creditors. The app makes keeping an eye on balances easy. As circumstances have changed, for good or for bad, payplan have always been available, on email, on their app, or by phone. They have also helped more recently in negotiating some settlements too. All this and completely free to me. Couldn't be happier and look forward to being debt free. Reviewed on: 10th August 2021

Gave us our life back

5
Being a family of 5 with young children and changes of circumstances, the debt became overwhelming and extremely stressful. Payplan saved us! They gave us the support and advice we needed, sorted out all of our finances so now we have everything back in control and can finally live a life without the shadow of debt. Reviewed on: 10th August 2021

Amazing

5
I got stuck into debt because of some exes and the team were amazing and talked me all the way through and I now afford to pay this off monthly! Reviewed on: 10th August 2021

Fantastic

5
Payplan have been fantastic with me right from the very 1st contact I had with them... I suffer from mental health issues and never had the confidence to tackle my debts as I felt I was fighting a losing battle. Payplan have given me the confidence I needed to tackle my debt and turn my life around in the process. Reviewed on: 10th August 2021

Peace of Mind

5
I was going through a terrible as my marriage had broken up and my ex left me in thousands of pounds of debt. I was really terrified, But Payplan came to my rescue. They helped establish a Debt Management Plan and sorted everything with my creditors and now I don’t worry about my debts and I sleep easy at night. Thanks to Payplan I have peace of mind and am happy in my life. Reviewed on: 10th August 2021

Debt managed the right way

5
Payplan have helped me regain control of my spiralling debt with manageable repayments amount , my mental health was suffering greatly and my marriage had become strained , i feel like i can breathe again Reviewed on: 10th August 2021

Supportive

5
PayPal has been a life saver for me in so many ways. Helping me not to be stressed out at home and work whereas before. Now I can be focus in my pursuits and be more supportive to my family. Reviewed on: 10th August 2021

Got my life back on track

5
Best decision I ever made, finance troubles of becoming the norm but asking for help is so still stigmatised. I rang payment plan and it was so easy with no judgement the advisor helped me go through all my finances and my future plans and now on the week with the worry of Debt because I know that it’s being sorted. Reviewed on: 10th August 2021

The best

5
Great staff, very helpful , easy to talk to and friendly Reviewed on: 10th August 2021

Life changing

5
Couldn’t believe how easy it was to set up. Reviewed on: 10th August 2021

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