Smart Money People Logo

PayPlan: Debt solutions reviews

4.94
Based on 22,305 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

Review PayPlan: Debt solutions now

Help others make smarter decisions by sharing your own experience. Write a review

PayPlan Debt solutions reviews (22305)

Best advice for you

5
I have been with Payplan for a number of years and have found them to be trustworthy and always put my interests first. Reviewed on: 7th August 2021

Piece of mind

5
Before I got in touch with pay plan I was in a bad place but pay plan changed all that from the first phone conversation. If anyone needs a debt solution program they are the one to call. Reviewed on: 7th August 2021

easy to deal with

5
Payplan make sorting out your debt problems easy. Reviewed on: 7th August 2021

Life Line support

5
This service has given me a life line when I was in a dark place with my debts suffocating me and with no way out. I can breath and live again. Without PayPal I would be destroyed. Reviewed on: 7th August 2021

Saved our lives and home.

5
About 11 years ago I lost my job unexpectedly, as I am disabled finding another job would be hard. I approached my bank and laid out our finances and showed them if I remortgaged my house I could afford to pay off all my debts and my benefits would be enough to cover my mortgage and daily costs, they basically said no as I needed an income!!! So they advised to contact payplan, which we did, straight away we were given our own adviser who talked us through all the options and laid out a plan. They did everything for us and now 10-11 years later I have been back at work for a number of years, payments to my debtors increase as and when my income does. I haveess than 2 years left and we will be debt free. Without their help we would have lost everything. Reviewed on: 7th August 2021

First Class Customer Service

5
Without Payplans help we would’ve lost everything including our house. They contacted our creditors and arranged for the interest to be frozen and reduced our monthly outgoings to a manageable figure. Thank you Payplan! Reviewed on: 7th August 2021

very helpful and understanding.

5
Always very helpful and understanding. Give different options and solutions. Fast and easy to contact. No pressure or stressful situations. Great service. Reviewed on: 7th August 2021

Debt free management

5
Payplan listened to us , friendly staff, greatly supported us through our dark days & shed light on our future of being debt free. Payplan work with you also in contact all year round , fully recommend payplan to other people. Reviewed on: 7th August 2021

Professional service

5
Payplan are helpful, understanding and deal with the public in a professional caring manner . I have no problem recommending them to others who are experiencing financial difficulties paying creditors Reviewed on: 7th August 2021

Compassion and helpful

5
They are helpful explain all the options available highly informative so u You can make the choice. From the first time going through your financial situation, they show compassion as this can be uncomfortable to go through Reviewed on: 7th August 2021

Review PayPlan: Debt solutions now

Help others make smarter decisions by sharing your own experience. Write a review